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Consumer Schedule of Charges

Fees Effective March 1, 2011

Item

Fee

Non-Sufficient Funds and Uncollected Funds

$32.00

Deposit Item Returned Unpaid including Interbank Transfer Deposits

$15.00

Certified Check

$20.00

Interbank Withdrawal (Waived for NSB eSavings customers)

$1.00

Checks, ACH and AFT Stop Payment

$25.00

Notary Service

No Charge

Replace ATM or Visa Check Card

$10.00

Special/Duplicate Statement

$5.00

Photocopies

$2.00

Money Orders / Bank Checks

$5.00

Signature Guarantee

$25.00

Traveler’s Checks (% of dollar amount)

1%

Traveler’s Checks For Two

1.50%

Closing Account Under 90 Days

$15.00

Wire Transfer Outgoing (domestic/foreign)

$20.00/$35.00

Wire Transfer Incoming

$15.00

Safe Deposit Lost Keys

$25.00

Drill Safe Deposit Box

Market Rate

Savings Transfer for DDA Overdraft

$12.50

Check Images included with Statement

$2.50 per month

Close IRA and Transfer Custodian

$25.00

IRA Premature Distribution

$25.00

IRA Reproduction of Plan Documentation

$2.00

Lost Passbook - Replacement

$10.00

Inactive Savings/Money Market Account after 1 year & Balance below $50.00

$5.00 per month

Inactive Checking Account after 1 year

$5.00 per month

AFT Non-Sufficient Funds Charge (Internal Transfers)

$17.00

Deposit Verification Charges

$10.00

Copy of Paid Check

$5.00

Mortgage Verification Charge

$25.00

Credit Card Loan Payment

$15.00

Visa Check Sales Draft Copy

$10.00

Night Drop Bag Deposit (Bag Deposit)

$25.00

Balance Statement (per hour or fraction of hour)

$25.00

Research Charge (per hour or fraction of hour)

$25.00

Process Levies, Garnishments, Subpoenas

$100.00

Process Executions and Other Legal Services

$100.00

Returned Mail Processing

$5.00

Collection Items*

$15.00

Coupon Collection*

$15.00

Consumer Bill Pay Per Month Per Checking Account

No Charge

Consumer Check Image CD-Rom

$75.00

Excess Debit Fee for MMDA/Savings Accounts

$15.00

Special Cash Order (For Orders of $10,000 or more)

$30.00

HSA Excess Contribution Fee

$20.00

HSA Transfer/Close-Out Fee

$25.00

HSA Contribution/Distribution Correction Fee

$2.00

Cash Reserve LOC Advance Fee (per transaction)

$4.00

 


Pricing for check orders vary by style.

*In addition to Correspondent bank charges.

Rev. 1/11