Compare Savings Accounts
  |
NSB eSavings |
Tiered MMA |
Basic MMA |
Statement Savings |
Passbook Savings |
Health Savings |
Monthly Fee |
None |
$25 (Waived with minimum account balance of $5,000) |
$7 (Waived with minimum account balance of $1,000) |
None for age 17 or less.
Age 18+, $3 (Waived with minimum account balance of $250) |
None for age 17 or less.
Age 18+, $5 (Waived with minimum account balance of $500) |
None |
Free eStatement |
Yes |
Optional |
Optional |
Optional |
No |
Optional |
Free Branch Banking |
No |
Yes |
Yes |
Yes |
Yes |
Yes |
Link to Checking at Another Bank |
Yes, but why not have your checking account here! |
No |
No |
No |
No |
No |
Write Checks |
No |
Yes, within limits |
Yes, within limits |
No |
No |
Yes, for qualified expenses |
Free NSB Online and NSB Mobile* |
Yes |
Yes |
Yes |
Yes |
No |
Yes |
Visa Debit/ATM Card |
No |
No |
No |
Yes |
No |
Yes |
Interest Paying |
Highest |
Tiered |
Competitive |
Competitive |
Good |
Competitive |
Regulatory restrictions on transactions. As noted in the chart above, some of our savings accounts allow check writing, electronic transfer withdrawals, and telephone transfer withdrawals. These types of transactions are limited by regulation to a maximum of 6 total restricted withdrawal transactions per statement cycle. Branch and ATM transactions are not subject to this limitation. Deposits of all types and transfer deposits of all types are also not restricted.
Free eStatements are required if you open the account online.
Health Savings is not subject to the transaction limits but has other special features and requirements. Click for information on Health Savings Accounts.
Schedule of Charges
* We do not charge for mobile banking. Your mobile device provider may charge you fees. Please check with your carrier.