Effective May 1, 2019



Visa Debit Card Services
Visa Debit Card Replacement$10.00
Cash withdrawals at ATMs not operated by Newtown Savings Bank
This fee is separate from any fee the ATM operator may charge you.
Fee is waived for Flagship Business Checking accounts.
$2.00
ATM and Debit Transactions Conducted Outside the US
In addition to fee for ATMs not operated by Newtown Savings Bank.
This fee is separate from any fee the ATM operator may charge you.
$5.00
Cash/Currency Services
Foreign Currency - Purchase ($100 minimum order)
Plus any delivery charges
$15.00
Foreign Currency - Sell ($50 US minimum, paper bills only, no coin) 
Plus any delivery charges 
$15.00
Special Cash Order – (for orders of $10,000 or more)$75.00
Loose coin redemption charges:
Customers
 
Non-Customers

Please see a Bank Representative for more information

5% of total coins
redeemed 
10% of total coins
redeemed 
Collection Services
Bond Coupon Collection (plus processing fee)$15.00
Foreign Item Collection$20.00
Domestic Item  Collection Item$20.00
Foreign Draft Purchase$10.00
Foreign Drafts- Stop Payment (per item)$30.00
Returned Collection Item (per item)$30.00
Deposit Services
Account Verification - Deposit Account$10.00
Account Verification - Mortgage$25.00
Statement Balancing (per hour or fraction of hour)$25.00
Check Images on CD-ROM$75.00
Closing Account Under 90 Days$25.00
Copy of Paid Check (no charge if request is for less than 6 items)$5.00
Excess Debit Fee for MMDA/Savings Account$15.00
Inactive Checking or Savings accounts after 1 year (per month)$10.00
Lost Passbook - Replacement
$25.00
Money Orders
$5.00
Money Service Business Monthly Service Fee 
$100.00
Night Drop Bag Deposit
$25.00
Notary Service (non-customer)
$5.00
Official Bank Checks
$7.00
Paper Statement (monthly)
Flagship Business Checking - No Charge
$3.00
Returned Mail Processing$5.00
Signature Guarantee$5.00
Signature Verification (per item)$5.00
Statement - Special/Duplicate Statement$5.00
Stop Payment - Checks, ACH and AFT$30.00
Temporary Checks (page of 4)
$1.00
Telephone Transfer Fee (not charged when using automated telephone system)
$5.00
Zipper Bag
$5.00
Overdraft/Returned Item Services

Non-Sufficient Funds - Automated Funds Transfer
$39.00
Paid Item Fee - Non-Sufficient/Uncollected Funds$39.00
Redeposit Fee/Chargeback Fee for Deposit Item Returned Unpaid$16.00
Returned Item Fee - Non-Sufficient/Uncollected Funds $39.00
Payment Services
Credit Card Loan Payments (No additional principal payments; MasterCard and Visa payments only)
Consumer Loan2% of transaction, $15.00
minimum 
Commercial Loan2% of transaction, $15.00
minimum 
Mortgage2% of transaction, $15.00
minimum 
Research/Legal Services
Legal Services (Levies, Garnishments, Subpoenas, Executions, and Other Legal Service Processing)$125.00
Research Charge (per hour or fraction of hour)$25.00
Safe Deposit Box Services
Safe Deposit Box Drill$200.00
Safe Deposit Box Lost Keys$25.00
Wire Transfer Services
Incoming Wire Transfer$15.00
Outgoing Wire Transfer (domestic)$30.00
Outgoing Wire Transfer (international)
$50.00
Check Printing
fee depends on style ordered


Rev. 05/19