Our experienced Lending Team can help with your business needs. Whether you need a term loan, a line of credit or a commercial mortgage for your facilities, you'll experience the "Power of Local" decision-making with personal service from start to finish.

Interested in a loan for your business?
It's easy to get started - just click the button below and complete the form. Our team will get in touch with you to discuss next steps.  Whether you are looking for a term loan or a credit line, you can get started with an inquiry now.

Or, contact us today: 203.304.0601

Small Business Loans

Loans and lines are available up to $250,000 and decisions are made locally. Get Personalized service with experienced lenders. Small Business Loans can be used for a variety of purposes:

Commercial Mortgages (Investment and Owner-Occupied properties)
 Short Term Working Capital (Receivables and Inventory financing)
•   Equipment Purchases
•   Business Acquisition
•   Debt Consolidations
Business Expansion
and more...

Quick Credit Loan or Line

Loans and lines are available up to $50,000.  Quick Credit Loans can be used for a variety of purposes:

 Short Term Working Capital
•   Equipment & Vehicle Purchases
•   Inventory
Business Expansion
and more...

Questions? Let us help you.

Our Business Relationship Bankers are ready, willing and able to help. 
Bethel, Southbury & Woodbury
Ryan Kelleher
203.426.4440 ext. 3502
Brookfield & Danbury
Peter Gerardi
203.426.4440 ext. 3849
Bridgeport & Trumbull
Nancy Kuhn
203.426.4440 ext. 3828
Monroe - Shelton
Andrea Fodor
203.426.4440 ext. 3954
Monroe & Oxford
Janice Snyder
203.426.4440 ext. 3701
Phil Lukianuk
203.426.4440 ext. 3850

SBA Loans 

Newtown Savings Bank is a Preferred Small Business Administration (SBA) lender. We can approve SBA loans and provide faster decisions. With SBA Express, Choose from fixed or variable rate loans or a revolving line of credit for up to $350,000. Applications feature an accelerated SBA review. 

7(a) Loan Guaranty Program

Enables qualified businesses to obtain financing, even when they are not eligible through traditional lending programs. Loan proceeds can be used to establish or acquire a new business; operation or expansion of an existing business. Provides up to 90% financing for business owners seeking to purchase owner-occupied real estate with a 50% conventional first mortgage and up to 40% second mortgage funded through an SBA debenture. A 504 Loan can be used to purchase land, including buildings; purchase of improvements such as grading, utilities, and landscaping; and the purchase of long-term machinery and equipment.

For Larger Commercial Businesses...

Our Lending Team is here to help with all of your commercial lending needs.

Commercial & Industrial Lending

We have options available to address your short term working capital requirements, to finance capital expansion of your existing business or to pursue acquisition opportunities.

Commercial Mortgages

We offer competitive commercial mortgage rates and terms for owner-occupied or investment properties. Permanent as well as construction-to-permanent loans are available to help you acquire, build, renovate or expand your commercial property.

Construction Lending

Need construction financing? From small projects to large developments, we offer loans to facilitate various types of construction. With flexible terms and competitive interest rates, our bankers will work with you and your contractor to help make your commercial project a success – be it financing for office, manufacturing or warehouse space, land development, residential subdivisions, multi-family housing and condominium/townhouse construction.

Letters of Credit

We offer standby letters of credit, typically used to support bid bonds or performance bonds, or to facilitate trade between unrelated parties.

Condominium Association Capital Improvement Loans

Does your Condo Association need financing for capital repair projects? We have many years of experience working with associations and home ownership organizations and can design financial solutions with short or long term financing up to 100% at attractive rates for capital improvements such as: