Commercial & SBA Lending

Whatever your financial needs, our team of lending professionals can configure a custom solution - with fast, local decision-making.

Commercial Lenders

Jim Bardon

James Edward Bardon
Vice President, Commercial Loan Officer

NMLS# 1064059


Jim has over 30 years of experience as a Commercial Lending Officer and joined the Bank in 2001. He is a current member of the Greater Valley Chamber of Commerce and the Bridgeport Regional Business Council. Jim  received his Bachelor of Arts degree from Keene State College and currently resides in Trumbull.


Mark Candido

Mark A. Candido
Regional Director, Commercial Lending
New Haven Regional Lending Center

NMLS# 1031052


With a diverse lending background and over 45 years experience, Mark leads the New Haven Regional Lending Center team to develop new business throughout the greater New Haven region. He currently serves as President and Chairman of the Community Investment Corporation, Chairman of the Greater New Haven Chamber of Commerce Economic Development Council, and as a director of the Hamden/New Haven YMCA and the Hamden Education Foundation. Mark, a resident of Hamden, graduated from University of Chicago School of Banking and is a past recipient of the Good Scout award (2013) and Small Businessperson of the Year award (2011).


photo of Al Paolozzi


Al Paolozzi
Vice President, Regional Director 

NMLS# 592754

Al joined the Bank in September of 2019.   He has many years in the banking industry and has established significant relationships in the Shelton, Great Bridgeport and Greater Valley Region.  Al is active with many non profits including Boys & Girls Club of Lower Naugatuck Valley, McGivney Community Center, Valley Community Foundation and Homes for the Brave in Bridgeport. He lives in Trumbull with his family.


Photo of Vinny DiGilio

Vinny DiGilio
Vice President, Commercial Loan Officer

NMLS# 764718


Vinny joined the Bank in 2018 and has over 12 years of experience. He has a Bachelor of Business Administration from Western Connecticut State University, and graduated from the Connecticut Bankers Association's Connecticut School of Finance and Management. Vinny received the New Leaders in Banking award in 2016 and currently resides in Danbury.


Margot Melass


Margot Jane Melaas
Vice President, Commercial Loan Officer

 NMLS# 1064058

With over 25 years of commercial lending experience, Margot joined the Bank in 2000 and specializes in construction financing. She is a graduate from Western Connecticut State University and New England School of Banking. Margot is an active member of the Tribury Chamber of Commerce. She is a resident of Woodbury and volunteers with the Woodbury Junior Women's Club.

photo of Laura Krauss


Laura Krauss
Assistant Vice President, Commercial Loan Officer

NMLS# 1710743
Laura has been with the Bank since 2011. Prior to joining the Commercial Banking team, she worked in the Trumbull Branch and the Credit Department.  Laura grew up in Monroe and is a Shelton resident. She obtained her BA from Manhattanville College and graduated second in her class with honors from Sacred Heart University where she completed her MBA. She regularly represents the Bank at community functions, leads the Bank’s annual food drive, and volunteers with local organizations.
Small Business Lender

Whit Holden

Whit Holden 
Vice President, Small Business Lending Manager 

NMLS# 1440924

Whit has over 20 years of experience in the financial services industry and he joined the Bank in 2015. He specializes in commercial real estate, small business lending, and franchise financing. A lifelong Fairfield County resident, Whit received a Bachelor of Arts degree from Johns Hopkins University. He currently serves as Treasurer for the McGivney Community Center in Bridgeport, and previously served on the Resource Development Committee of the United Way of Western Connecticut. 

Senior Commercial Lending Officer

Mary Jascha

Mary Jascha
First Vice President, Senior Commercial Lending Officer

NMLS# 1099166



Mary joined the Bank in 2013 and has over 30 years of experience. She specializes in asset based lending. Mary has a Bachelor of Science in Economics and Business Administration. She also volunteers with the United Way and resides in Monroe.