Commercial & SBA Lending
Whatever your financial needs, our team of lending professionals can configure a custom solution - with fast, local decision-making.
Commercial Lenders
NMLS# 1064059
Jim has over 30 years of experience as a Commercial Lending Officer and joined the Bank in 2001. He is a current member of the Greater Valley Chamber of Commerce and the Bridgeport Regional Business Council. Jim received his Bachelor of Arts degree from Keene State College and currently resides in Trumbull.
Vinny DiGilio
Vice President, Commercial Loan Officer
203.364.2918
vdigilio@nsbonline.com
NMLS# 764718
Vinny joined the Bank in 2018 and has over 12 years of experience. He has a Bachelor of Business Administration from Western Connecticut State University, and graduated from the Connecticut Bankers Association's Connecticut School of Finance and Management. Vinny received the New Leaders in Banking award in 2016 and currently resides in Danbury.
NMLS# 1710743
Laura has been with the Bank since 2011. Prior to joining the Commercial Banking team, she worked in the Trumbull Branch and the Credit Department. Laura grew up in Monroe and is a Shelton resident. She obtained her BA from Manhattanville College and graduated second in her class with honors from Sacred Heart University where she completed her MBA. She regularly represents the Bank at community functions, leads the Bank’s annual food drive, and volunteers with local organizations.
Lars Edgren
Vice President, Commercial Loan Officer
203.364.2945
ledgren@nsbonline.com
NMLS# 2094802
Lars joined the bank in 2021 as an experienced commercial real estate professional with over 37 years of commercial real estate lending, underwriting and portfolio management experience. He has a bachelor’s degree from the University of Connecticut and is a long time Beacon Falls resident.

NMLS# 1064058
With over 25 years of commercial lending experience, Margot joined the Bank in 2000 and specializes in construction financing. She is a graduate from Western Connecticut State University and New England School of Banking. Margot is an active member of the Tribury Chamber of Commerce. She is a resident of Woodbury and volunteers with the Woodbury Junior Women's Club.

NMLS# 1440924
Whit has over 20 years of experience in the financial services industry and he joined the Bank in 2015. He specializes in commercial real estate, small business lending, and franchise financing. A lifelong Fairfield County resident, Whit received a Bachelor of Arts degree from Johns Hopkins University. He currently serves as Treasurer for the McGivney Community Center in Bridgeport, and previously served on the Resource Development Committee of the United Way of Western Connecticut.
Matthew Mihalcik
Assistant Vice President, Small Business Relationship Manager
203.364.2973
mmihalcik@nsbonline.com
NMLS# 592727
Matt has been with the Bank since 2015. Prior to joining the Commercial Banking team in 2020, he worked in our Southbury and Plaza South branches. Matt is a Newtown resident and is active in local government serving on the Town Legislative Council. Matt also serves on the board of the Newtown Chamber of Commerce, Pomperaug Woods and the Southbury Business Association. He is also a SCORE business mentor.
Senior Commercial Lending Officer
NMLS# 1099166
Mary joined the Bank in 2013 and has over 30 years of experience. She specializes in asset based lending. Mary has a Bachelor of Science in Economics and Business Administration. She also volunteers with the United Way and resides in Monroe.