New Start Checking* has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account!  Pay bills, cash checks, and send money – all for a low $5.00 monthly account fee.

Bank the way you like
Mobile check deposit icon Mobile app with check deposit
 Mobile wallet icon Mobile Wallet with Apple Pay® and more
P2P icon   Zelle(opens in a new window)® - send money to friends and family

No fees on most everyday transactions
  • No overdraft or insufficient funds fees
  • No fees for money orders or official bank checks
  • No fees to cash checks
  • No fees at our ATMs
  • No fees for eStatements
After one year of operating your New Start Checking in good standing, you may qualify for our Free Checking account.  Open an account at any of our 15 convenient branch offices.   

Here's all you need to open:

#1 U.S. Social Security Number + a valid form of identification: i.e. Drivers license, Passport, etc.
#2 A funding source: i.e. Cash, Credit/Debit card or U.S. Checking/Savings Account
#3 A few minutes of your time

*Overdraft protection services are not available for your New Start Checking account. We will determine in our sole discretion whether to pay or return any items presented for payment if your account does not contain sufficient available funds. Whether we pay or do not pay an item for which there are insufficient available funds in your New Start account, we will not charge an overdraft or insufficient funds fee.  A fee will apply for cash withdrawals at ATMs not operated by Newtown Savings Bank. This fee is separate from any fee the ATM operator may charge you.  A paper statement fee will apply if you have not opted in to receive eStatements (waived if you are age 62 or older).  Good standing means the account is not overdrawn or hasn't been misused. 
We do not charge for mobile banking. Your mobile device provider may charge you fees. Please check with your carrier.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Apple, the Apple Logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.