Online Savings Accounts and Features

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APY* - 1.25%

NSBiSavings - APY*

<$4,999.99 - 0.00%

$5,000-$24,999.99 - 1.25%

$25,000-$49,999.99 -1.75%

$50,000-$99,999.99 - 2.50%

$100,000+ - 3.00%

View Rates

Online Savings Accounts

Open an Online Savings Account in just minutes.

You qualify* for an online savings account if you:


have internet access



have an account at Newtown Savings or any bank in the U.S.

up to four (4) external accounts.

*Other qualifications may apply.


Great Interest Rates and no Fees.

There are no monthly fees, no maintenance fees, and only $25 to open. This is our original online savings account.


Greater Rates with Greater Balances.

Our new online savings account offers higher interest rates for higher balances. We recommend this savings account only if you will maintain a daily balance greater than $5,000. If the balance drops below $5,000:

  • There is a $25 monthly fee and
  • The account does not pay interest.

Both Online Savings Accounts NSBiSavings and NSBeSavings Offer:

  • Transfers from another bank begin earning interest the day they are received.
  • All transactions are processed through online banking.
  • If you want to switch savings accounts from NSBeSavings to NSBiSavings, just call us at 800.461.0672.
  • No other telephone transactions are permitted. We do not offer transactions in our branches. All transactions must be conducted using online banking.

Secure Online Banking is available via:
  • Apple app
  • Android app

You control your funds, open our online savings account to start earning more on your savings. Move money to your Newtown Savings Banking online savings account to earn premium interest, then simply click to move it back to pay bills or get cash.

*Annual Percentage Yield (APY)

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