Compare Checking Accounts

Return to Checking Open a Checking Account

Free

Everywhere

Interest

Flagship

Monthly Fee

None

$8

$12

$25

Monthly Fee Waivers

N/A

N/A

Yes

Yes

Free ATMs across the United States

Mobile Check Deposit with NSBeDeposit

$1 per transaction

Free

Free

Free

Earn Interest

Free online bill pay

Free mobile banking*

Free online banking

Paper statement fee**

$2

$2

None

None

Visa® Debit Card

Common Features

All personal checking accounts include: eight starter checks, eStatement, online banking, mobile banking*, and online bill pay.


Everywhere and Flagship Checking accounts provide you a full reimbursement of the fees other ATM owners charge you when you use your card at their ATM. Valid at ATMs across the United States.


Flagship Checking extras provide:

  • Free Basic Checks
  • $30 Safe Deposit Box Discount annually (subject to availability)
  • One Free Personalized Debit Card annually

Monthly Fee Waivers

  • Interest Checking - $750 minimum daily account balance or primary account owner maintains $5,000 combined daily balance, or automatic payment to a Newtown Savings mortgage.
  • Flagship Checking - $2,500 minimum daily account balance or primary account owner maintains a $20,000 combined daily balance.
  • * We do not charge for mobile banking. Your mobile device provider may charge you fees. Please check with your carrier. Optional NSBeDeposit feature has transaction fees. NSBeDeposit fees are waived for Everywhere, Interest, and Flagship Checking.

  • **Paper statement fee is waived if you are 62 or older and notify the Bank. eStatements are required for all accounts opened online.

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