Effective May 1, 2019

Visa Debit Card Services
Visa Debit Card Replacement $10.00
Cash Withdrawals at ATMs not operated by Newtown Savings Bank
No charge Visa Debit Cards with Everywhere, Flagship, Interest and Student Checking.
This fee is separate from any fee the ATM operator may charge you.
ATM and Debit transactions conducted outside the US
In addition to fee for ATMs not operated by Newtown Savings Bank.
This fee is separate from any fee the ATM operator may charge you.
Cash/Currency Services
Foreign Currency - Purchase ($100 minimum order)
Plus any delivery charges
Foreign Currency - Sell ($50 US minimum, paper bills only, no coin)
Plus any delivery charges
Special Cash Order – (for orders of $10,000 or more) $75.00
Loose coin redemption charges:

Please see a Bank Representative for more information

5% of total coins redeemed 
10% of total coins redeemed 
Collection Services
Bond Coupon Collection (plus processing fee) $15.00
Foreign Item Collection  $20.00
Domestic Item Collection $20.00
Foreign Draft Purchase $10.00
Foreign Drafts - Stop Payment (per item) $30.00
Returned Collection Item (per item) $30.00
Deposit Services
Account Verification - Deposit Account $10.00
Account Verification - Mortgage $25.00
Statement Balancing (per hour or fraction of hour)
Check Images on CD-ROM
Closing Account Under 90 Days $25.00
Copy of Paid Check (no charge if request is for less than 6 items) $5.00
Excess Debit Fee for MMDA/Savings Account $15.00
Inactive Checking or Savings account after 1 year (per month) $10.00
Lost Passbook - Replacement $25.00
Money Orders
Night Drop Bag Deposit $25.00
Notary Service (non-customer) $5.00
Official Bank Checks (no charge for Flagship Checking) $7.00
Paper Statement (monthly) - Free Checking, Everywhere Checking, New Start Checking, and Student Checking 

All Other Checking Accounts - No Charge
Waived for
customers 62 or older 

Returned Mail Processing $5.00
Signature Guarantee $5.00
Signature Verification (per item) $5.00
Statement - Special/Duplicate Statement $5.00
Stop Payment - Checks, ACH and AFT $30.00
Temporary Checks (page of 4)
Telephone Transfer Fee (not charged when using automated telephone system) $5.00
Zipper Bag $5.00
Health Savings Account Services
Contribution/Distribution Correction Fee $2.00
Excess Contribution Fee $20.00
Transfer/Close-Out Fee $25.00
Overdraft/Returned Item Services
Non-Sufficient Funds - Automated Funds Transfer
Paid Item Fee - Non-Sufficient/Uncollected Funds $37.00
Redeposit Fee/Chargeback Fee for Deposit Item Returned Unpaid (includes interbank transfer items)
Returned Item Fee - Non-Sufficient/Uncollected Funds $ 37.00
An overdraft fee as stated above will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means.

Payment Services
Credit Card Loan Payments (No additional principal payments; MasterCard and Visa payments only)
Consumer Loan 2% of transaction, $15.00
Commercial Loan 2% of transaction, $15.00
Mortgage 2% of transaction, $15.00
Research/Legal Services
Legal Services (Levies, Garnishments, Subpoenas, Executions, and Other Legal Service Processing) $125.00
Research Charge (per hour or fraction of hour) $25.00
Retirement Services
Close IRA and Transfer Custodian $25.00
Premature IRA Distribution $25.00
Retirement Plan Documentation Copy (per page) $5.00
Safe Deposit Box Services
Safe Deposit Box Drill $200.00
Safe Deposit Box Lost Keys $25.00
Wire Transfer Services
Incoming Wire Transfer $15.00
Outgoing Wire Transfer (domestic) $30.00
Outgoing Wire Transfer (international) $50.00
Check Printing fee depends on style ordered

Rev. 05/19