Effective May 1, 2017

Visa Debit Card Services
Visa Debit Card Replacement $10.00
Cash withdrawals at ATMs not operated by Newtown Savings Bank
No charge Visa Debit Cards with Everywhere, Flagship, or Interest Checking.
This fee is separate from any fee the ATM operator may charge you.
ATM and Debit Transactions Conducted Outside the US
In addition to fee for ATMs not operated by Newtown Savings Bank.
This fee is separate from any fee the ATM operator may charge you.
Cash/Currency Services
International Currency - Purchase ($100 minimum order)
Plus any delivery charges
International Currency - Sell ($50 US minimum, paper bills only, no coin)
Plus any delivery charges
Special Cash Order – (for orders of $10,000 or more) $75.00
Loose coin redemption charges

Please see a Bank Representative for more information

5% of total coins redeemed 
10% of total coins redeemed 
Collection Services
Bond Coupon Collection (plus Correspondent Bank charges) $15.00
Check Collection (plus Correspondent Bank charges) $15.00
International Collection Item ($45 minimum; plus Correspondent Bank fee) $45.00
Foreign Collection Item - Cash Letter (per item) $10.00
Foreign Collection Item - Returned Cash Letter Item (plus fee and exchange fee) $30.00
International Foreign Drafts (per item; plus delivery charges) $10.00
International Foreign Drafts - Stop Payment (per item) $30.00
Deposit Services
Account Verification - Deposit Account $10.00
Account Verification - Mortgage $25.00
Balance Statement (per hour or fraction of hour)
Check Images on CD-ROM
Closing Account Under 90 Days $25.00
Copy of Paid Check (no charge if request is for less than 6 items) $5.00
Excessive Debit Fee for MMDA/Savings Account $15.00
Inactive Checking or Savings account after 1 year (per month) $10.00
Lost Passbook - Replacement $25.00
Money Orders
Night Drop Bag Deposit $25.00
Notary Service (non-customer) $5.00
Official Bank Checks (no charge for Flagship Checking) $7.00
Paper Statement (monthly) - Free Checking and Everywhere Checking

All Other Checking Accounts - No Charge
Waived for
customers 62 or older 

Returned Mail Processing $5.00
Signature Guarantee $50.00
Signature Verification (per item) $5.00
Statement - Special/Duplicate Statement $5.00
Stop Payment - Checks, ACH and AFT $30.00
Temporary Over the Counter Checks (page of 4)
Free for Flagship Checking Customers
Telephone Transfer Fee (not charged when using automated telephone system) $5.00
Zipper Bag $5.00
Health Savings Account Services
Contribution/Distribution Correction Fee $2.00
Excess Contribution Fee $20.00
Transfer/Close-Out Fee $25.00
Overdraft/Returned Item Services
Deposit Item Returned Unpaid (includes Interbank Transfer items) $16.00
Non-Sufficient Funds - Automated Funds Transfer (AFT - Internal Transfer) $25.00
Paid Item Fee - Non-Sufficient/Uncollected Funds $37.00
Returned Item Fee - Non-Sufficient/Uncollected Funds $ 37.00
Payment Services
Credit Card Loan Payments (No additional principal payments; MasterCard and Visa payments only)
Consumer Loan 2% of transaction, $15.00
Commercial Loan 2% of transaction, $15.00
Mortgage 2% of transaction, $15.00
Research/Legal Services
Legal Services (Levies, Garnishments, Subpoenas, Executions, and Other Legal Service Processing) $125.00
Research Charge (per hour or fraction of hour) $25.00
Retirement Services
Close IRA and Transfer Custodian $25.00
Premature IRA Distribution $25.00
Retirement Plan Documentation Copy (per page) $5.00
Safe Deposit Box Services
Safe Deposit Box Drill $200.00
Safe Deposit Box Lost Keys $25.00
Wire Transfer Services
Incoming Wire Transfer $15.00
Outgoing Wire Transfer (domestic) $30.00
Outgoing Wire Transfer (international) $50.00
Check Printing fee depends on style ordered

Rev. 05/17