Effective February 1, 2023

Visa Debit Card Services
Visa Debit Card Replacement $10.00
Cash Withdrawals at ATMs not operated by Newtown Savings Bank
No charge Visa Debit Cards with Everywhere, Flagship, Interest and Student Checking.
This fee is separate from any fee the ATM operator may charge you.
ATM and Debit Card transactions conducted or processed outside the U.S.
In addition to fee for ATMs not operated by Newtown Savings Bank.
This fee is separate from any fee the ATM operator may charge you.
Cash/Currency Services
Foreign Currency - Purchase ($100 minimum order)
Plus any delivery charges
Foreign Currency - Sell ($50 US minimum, paper bills only, no coin)
Plus any delivery charges
Special Cash Order – (for orders of $10,000 or more) $75.00
Loose coin redemption charges

5% of total coins redeemed 
10% of total coins redeemed 
Collection Services
Bond Coupon Collection (plus processing fee) $15.00
Foreign Item Collection  $20.00
Domestic Item Collection $20.00
Foreign Draft Purchase $10.00
Foreign Drafts - Stop Payment (per item) $30.00
Returned Collection Item (per item) $30.00
Deposit Services
Account Verification - Deposit Account $10.00
Account Verification - Mortgage $25.00
Check Images via ShareFile (per account)
Closing Account Under 90 Days* $25.00
Copy of Paid Check (no charge if request is for less than 6 items) $5.00
Inactive Checking or Savings account after 1 year (per month)* $10.00
Lost Passbook - Replacement $25.00
Money Orders*
Night Drop Bag Deposit $25.00
Notary Service (non-customer) $5.00
Official Bank Checks*, ** $7.00
Paper Statement (monthly)**

Waived for customers age 62 or older
Paper Statement (monthly) - New Start Checking 
Waived for customers age 62 or older
Returned Mail Processing $5.00
Signature Guarantee $5.00
Signature Verification (per item) $5.00
Statement Balancing (per hour or fraction of hour)
Statement - Special/Duplicate Statement $5.00
Stop Payment - Checks, ACH and AFT $30.00
Temporary Checks (page of 4)
Telephone Transfer Fee (not charged when using automated telephone system) $5.00
Zipper Bag $5.00
Health Savings Account Services
Contribution/Distribution Correction Fee $10.00
Excess Contribution Fee $20.00
Transfer/Close-Out Fee $25.00
Overdraft/Returned Item Services
Insufficient Funds Fee - Paid (See below)*** $37.00
Insufficient Funds Fee - Returned (See below)*** $37.00
Uncollected Funds Fee $15.00
Payment Services
Credit Card Loan Payments (No additional principal payments; MasterCard and Visa payments only), Consumer Loan, Commercial Loan and Mortgage 

2% of transaction, $15.00
Research/Legal Services
Legal Services (Levies, Garnishments, Subpoenas, Executions, and Other Legal Service Processing) $125.00
Research Charge (per hour or fraction of hour) $25.00
Retirement Services
Close IRA and Transfer Custodian $25.00
Premature IRA Distribution $25.00
Retirement Plan Documentation Copy (per page) $5.00
Safe Deposit Box Services
Safe Deposit Box Drill $200.00
Safe Deposit Box Lost Keys $25.00
Wire Transfer Services
Incoming Wire Transfer $15.00
Outgoing Wire Transfer (domestic) $30.00
Outgoing Wire Transfer (international) $50.00
Check Printing fee depends on style ordered
*Does not apply to New Start Checking
** Does not apply to Flagship Checking
***Overdrafts - An Insufficient Funds Fee, commonly referred to as an overdraft fee, will be charged when an item (for example, a check [including a represented item], in-person withdrawal, ATM withdrawal, or other electronic debit is presented against insufficient funds in your account and is paid by the Bank. Refer to our current Consumer Deposit Account Agreement for additional details.

Rev. 2/1/2023