Couple standing in front of the business sign
Paige & Ted Parker
Vibrant Health | Shelton, CT

Lines, Loans & Mortgages

Commercial Lending

Whether you need a term loan, a line of credit or a mortgage for your facilities, you'll experience the "Power of Local" decision-making with personal service from start to finish. We’re a Preferred Small Business Administration (SBA) lender too!












Man standing in front of manufacturing machinery
Gean
QTL | Milford, CT

Commercial & Industrial Lending

We have options available to address your short term working capital requirements, to finance capital expansion of your existing business or to pursue acquisition opportunities.
Man wiping down a vehicle in a car dealership
Todd Ingersoll
Ingersoll Auto | Danbury, CT

Commercial Mortgages

We offer competitive commercial mortgage rates and terms for owner-occupied or investment properties. Permanent as well as construction-to-permanent loans are available to help you acquire, build, renovate or expand your commercial property.
Man carrying a bag of soil in a greenhouse
Gary Sippin
Sippin Energy Products | Monroe, CT

Construction Financing

Need construction financing? From small projects to large developments, we offer loans to facilitate various types of construction. With flexible terms and competitive interest rates, our bankers will work with you and your contractor to help make your commercial project a success – be it financing for office, manufacturing or warehouse space, land development, residential subdivisions, multi-family housing and condominium/townhouse construction.









Letters of Credit

We offer standby letters of credit, typically used to support bid bonds or performance bonds, or to facilitate trade between unrelated parties.

Condominium Association Capital Improvement Loans

Does your Condo Association need financing for capital repair projects? We have many years of experience working with associations and home ownership organizations and can design financial solutions with short or long term financing up to 100% at attractive rates for capital improvements such as:

  • Roofing
  • Siding
  • Windows
  • Paving
  • Decks
  • Landscaping

SBA Loans

We’re a Preferred Small Business Administration (SBA) lender. This designation is given to only the most active and expert lenders under SBA’s Preferred Lender Program. We can approve loans and provide faster decisions.

SBA Express
Enhanced loans for up to $500,000 that we can approve right here at Newtown Savings Bank.

504 Loans
Provides up to 90% financing for business owners seeking to purchase owner-occupied real estate with a 50% conventional first mortgage and up to 40% second mortgage funded through an SBA debenture.

Long-Term Financing
Fixed-rate financing for expansion or modernization of facilities and equipment financing.

7(a) Loan Guaranty Program
Enables qualified businesses to obtain financing, even when they are not eligible through traditional lending programs.



Speak with our team!