Personal Loans & Automobile Loans

Fast and flexible - our personal and automobile loans just might be the easiest and most affordable financing option for you. We offer a variety of loans for almost any need – personal, automobile, motorcycle, boat and two types of overdraft protection.

Borrow as little as $1,000 quickly - usually the same day that you apply. Enjoy flexible payment terms that won't strain your budget. 


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Let us help you calculate your options. We have some great calculators. Look for Auto, Credit & Debt, as well as Loan calculators.


Personal Loans

A personal loan is a great way to fund large expenses or home improvement projects. You can also use the proceeds to pay off your high interest credit cards with our lower loan rates. We can design a loan for debt consolidation that pays the loan proceeds directly to your creditors on your behalf.   Apply Now

 

Vehicle Loans

New Auto and Motorcycle Loans

Get a more efficient car and make your life more efficient at the same time. Not only will we loan up to 100% of the sales price, but qualifying borrowers can even finance the accessories and sales tax . * A new auto is defined as one previously not titled with less than 10,000 miles.  Apply Now

Used Auto and Motorcycle Loans

Lower those high payments by refinancing your car loan, buy out your lease or purchase a used vehicle. We'll finance up to 100% of the retail price listed in the National Automobile Dealers Association (NADA) vehicle pricing guide on used vehicles and used motorcycles (no older than 10 years).  Apply Now

Boat and RV Loans

Purchase a new boat (up to 25 feet) or RV and borrow up to 100% of the sales price. ** Or, purchase a used boat or RV (no older than 10 years) and we'll finance up to 100% of the retail price listed in the National Automobile Dealers Association (NADA) vehicle pricing guide.  Apply Now 

 

Other Loans

Overdraft Line of Credit

Get overdraft protection to your Newtown Savings Bank checking account by sweeping the amount needed in $100 increments to cover a check. No bounced checks or overdraft fees as long as you borrow within your reserve line. Pay your Overdraft Line of Credit in full or in monthly installments.  Apply Now

Collateral Loans 

Funds tied up? Need to establish or repair your credit? Let your savings work for you by borrowing against your Newtown Savings Bank certificate of deposit or savings account. Collateral loans allow you to borrow up to 90% of your account balance and repay yourself over time. Pay for a wedding, take a vacation or pay for the necessities of life. Choose from two payment options - interest only paid quarterly or monthly principal and interest payments.  Apply in any branch office.

Credit Builder Loan

This product is designed for consumers who have little or no credit history. This will provide an opportunity to establish credit and begin to save money for the future. The repayment history will be reported to the credit bureau as a partially secured installment loan. The loan amount can be either $1,000.00 or $2,000.00. The consumer would receive half the proceeds at the closing, minus the $25.00 processing fee. The other half would be put in a Newtown Savings Bank statement savings account, held as security and released when the loan is paid in full. Deposits can be made to this account to build the savings balance.  Apply in any branch office.

Cash Reserve Lines of Credit

Get overdraft protection to your Newtown Savings Bank checking account by sweeping the amount needed to cover a check. No bounced checks or overdraft fees as long as you borrow within your reserve line. Transaction fees apply. Your minimum payment will automatically be deducted from funds on deposit in your checking account at the end of the statement date.  Apply in any branch office.
 

*A signed sales agreement must be provided. Title, comprehensive and collision insurance required. Vehicle must be registered in the State of Connecticut.
**A signed sales agreement must be provided. A UCC-1 lien filing may be required.