Checking
Smarter checking starts here.
Manage your money anytime, anywhere with powerful digital tools and local support.
Premier checking with more benefits.
- Earn interest
- Free ATM* usage
- Free printed checks
- Free paper statements
Simple checking that's rich in features.
- Free of monthly charges
- No minimum balance
A smart way to manage your finances while in school.
- No-fee account**
- Free ATMs*
A new start towards a brighter future.
- Get back into checking when you're unable to open a standard account due to past credit or banking history
- Low cost, low fee***
- Certified by BankOn
Need A Closer Look?
Compare Accounts
| Flagship | Free | Student | New Start | |
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| Monthly Account Fee | $25 |  |
$10 | $5 |
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Monthly Fee Waiver
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| Earn Interest | |
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Free ATMs*
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| Safety Deposit Box $30 Discount |
(Subject to Availability)
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| Open Online |
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| Free Paper Statements |
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Paper Statement Fee waived if you are age 62 or older | |
Paper Statement Fee waived if you are age 62 or older |
Monthly Fee Waivers
Flagship Checking - $2,500 minimum daily account balance or primary account owner maintains a $20,000 combined daily balance.
Student Checking - Owner is age 23 or younger.
Student Checking - Owner is age 23 or younger.
FAQ
How do I open a checking account?
Opening a checking account is simple! You can either visit your local Newtown Savings Bank branch or open an account online.
What do I need to open a checking account?
If you are a current customer, all you need is a driver's license or state ID and your social security number. For new customers, you will need to bring two forms of ID, a valid primary ID (driver's license, passport, or state ID) and a secondary (non-picture) ID as well as your social security number. For minors under 18, if they do not have a primary ID we will accept two secondary IDs.
How much is required to open a checking account?
Checking accounts require a $25 minimum deposit to open. Some accounts also have a monthly maintenance fee. You can compare checking accounts to learn more about checking account types, features and maintenance fees.
How do I make deposits?
All deposits can be completed in branch, at a Newtown Savings Bank ATM, or after hours using the night drop. Checks can be deposited using mobile deposit through the NSB app (limits may apply). You can also set up direct deposit with most employers allowing for a faster process while eliminating the use of paper checks.
If this is your first time doing a mobile deposit, the first step is to enroll. Once approved, select 'Deposit' from your dashboard. Enter the amount, select the account (if enrolled with more than one account), the app will require access to your camera in order to take a picture of the front and back of your check. Tap 'Continue' and you are all set!
When are deposited funds available?
Our Funds Availability Summary outlines when electronic and check deposits are available.
Can I add my Newtown Savings Bank Visa® debit card to my Mobile Wallet?
Yes! You can add your Newtown Savings Bank Visa® debit card to your mobile wallet for quick, easy and secure transactions. You'll save time, have everything you need right from your phone and get the benefit of increased security.
When will I receive my debit card and/or checks?
You should receive your debit card in any of our branches or it can be obtained via US mail if preferred. Checks should be received within 7-10 business days after opening an account, if requested at account opening. You can begin using your debit card as soon as the card is activated and your Personal Identification Number (PIN) is set up.
What can I do on telephone banking?
The number for automated telephone banking is 844.211.1003 You can get current and available balance information, transfer funds and make payments between eligible accounts, check to see if a check has cleared or stop payment on a check, inquire about ATM or debit card transactions and activate your debit card.
How do I enroll in eStatements?
eStatements are available on all Newtown Savings Bank checking accounts. eStatements are electronic versions (pdf files) of your monthly transaction summaries, available within our Online Banking system.
- Log in to Online Banking.
- Navigate to 'Statement and Services': From the left-hand slide-out menu, select 'Statement and Services'.
- Go to 'Statement and Documents': Click on 'Statement and Documents'.
- Enter your email address: A new screen will pop up asking for your email address. Enter your email and proceed.
- Agree to Terms and Conditions: Select the blue words that say 'Agree to Terms and Conditions'. Another screen will appear with the agreement.
- Read and close the agreement.
- Select the box to agree to the terms and conditions.
Here's what you need to open an account:
- U.S. Social Security Number + a valid form of identification: i.e. Drivers License, Passport, etc.
- A funding source: i.e. debit/credit card or U.S. checking/savings account
- A few minutes of your time
You must be 18 years old or older to open an account online.
*Valid at ATMs across the U.S. We will reimburse the fee within one business day of the transaction.
**If you are under age 18, this account must be opened in branch and requires a parent or guardian as a joint account owner. No Overdraft Privileges available for Student Checking account customers under 18 years old.
***Overdraft protection services are not available for your New Start Checking account. We will determine in our sole discretion whether to pay or return any items presented for payment if your account does not contain sufficient available funds. Whether we pay or do not pay an item for which there are insufficient available funds in your New Start account, we will not charge an overdraft or insufficient funds fee. A fee will apply for cash withdrawals at ATMs not operated by Newtown Savings Bank. This fee is separate from any fee the ATM operator may charge you. A paper statement fee will apply if you have not opted in to receive eStatements (waived if you are age 62 or older). Good standing means the account is not overdrawn or hasn't been misused.