Young couple in a barn
Heather & Dustin
Crabtree Farm | Woodbury, CT 

Loans, Lines & SBA

Small Business Loans

Whether you need a term loan, a line of credit or a mortgage for your facilities, you'll experience the "Power of Local" decision-making with personal service from start to finish. We’re a Preferred Small Business Administration (SBA) lender too!

Small Business Financing

Loans and lines are available up to $250,000 and decisions are made locally. Small Business Loans can be used for a variety of purposes:
  • Commercial Mortgages (Investment and Owner-Occupied properties)
  • Short Term Working Capital (Receivables and Inventory financing)
  • Equipment Purchases
  • Business Acquisition
  • Debt Consolidations
  • Business Expansion

Quick Credit

Loans and lines are available up to $50,000.  Quick Credit Loans can be used for a variety of purposes:

  • Short Term Working Capital
  • Equipment & Vehicle Purchases
  • Inventory
  • Business Expansion

SBA Loans

We’re a Preferred Small Business Administration (SBA) lender. This designation is given to only the most active and expert lenders under SBA’s Preferred Lender Program. We can approve loans and provide faster decisions.

SBA Express
Enhanced loans for up to $500,000 that we can approve right here at Newtown Savings Bank.

504 Loans
Provides up to 90% financing for business owners seeking to purchase owner-occupied real estate with a 50% conventional first mortgage and up to 40% second mortgage funded through an SBA debenture.

Long-Term Financing
Fixed-rate financing for expansion or modernization of facilities and equipment financing.

7(a) Loan Guaranty Program
Enables qualified businesses to obtain financing, even when they are not eligible through traditional lending programs.

Bank at Work Program

Our Bank at Work Program is an exclusive package of discounts designed to benefit the employees of our valued business and municipal clients. An employer’s participation allows us to offer some terrific perks for your employees!
  • Bonuses for opening checking and savings accounts
  • Higher rates for money market savings
  • Mortgage loan discounts... and much more!
Speak with one of our lenders or business relationship bankers today.