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Choose a low rate or cash back.

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Consumer Platinum Credit Card
Platinum Mastercard®

0% introductory APR on purchases and balance transfers for 6 months.

After that, a variable APR that is Prime + 5.74% to Prime + 13.74% applies based on creditworthiness*. The APR will not exceed 23.99%.1

  • Lower APR for those that carry a balance from month-to-month.
  • No annual fee*

*Terms & Conditions

Mastercard Benefits:
  • Identity Theft Protection, Mastercard Global Emergency Services

Consumer World Credit Card
World Mastercard®

One-time signup bonus of $100 cash back after spending $3,000 in the first 3 months after card opening.2

Earn cash back
  • 2% cash back on every $1 spent on travel & dining3
  • 1% cash back on every $1 spent on all other purchases5
  • 1% cash back on every $1 spent when you shop local4
  • No annual fee*

*Terms & Conditions

Mastercard Benefits:
  • Identity Theft Protection, Mastercard Global Emergency Services, Shop Runner, MasterRental Coverage















































































Newtown Savings Bank credit cards are issued by Pinnacle Bank, a Tennessee bank, Member FDIC.
All Credit cards are subject to credit approval. Ask for details.

Mastercard® is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

1A balance transfer fee of 3%, or minimum of $10, applies to all balance transfers. Balance transfers subject to available credit.

2Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://nsbonline.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.

3We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. Applicants who do not qualify for our World Mastercard may be considered for the Platinum Rewards Mastercard.

4Newtown Savings Bank World, Business World Elite, Corporate Rewards, Business Platinum Rewards and Platinum Rewards cardholders will earn additional cash back when using the credit card at participating Connecticut merchant locations in Bethel, Bridgeport, Brookfield, Danbury, Monroe, Newtown, Oxford, Shelton, Southbury, Trumbull, and Woodbury. The cash back is  determined by the ZIP Code received from the merchant as part of the purchase transaction. Maximum of $250 local cash back per calendar year. This additional cash back is subject to Rewards Terms and Conditions although it is not listed as an example of cash back in the section "Earning Rewards". 

5Reward options are subject to change without notice. For details, visit https://nsbonline.myapexcard.com/#p=application/rewardsTerms