Home Mortgage Loans

Our team of lending professionals help you through every step of the mortgage process. We make everything about applying for and getting a mortgage a whole lot easier, one of the reasons we're one of the largest mortgage lenders in Connecticut. Our rates are low and our turnaround is fast.   It’s value like this that will make your home buying experience a happy one.

Newtown Savings Bank was listed as a top mortgage lender in Connecticut by the Warren Group in 2017.

Let's help you get started by selecting one of the buttons. If you're not sure, select Mortgage Bankers for personal assistance or review the additional information below.

Rates: Check out our most popular mortgage product rates.

Apply Now If you are ready to complete your application or simply start it to finish later.

Mortgage Bankers: List of all Mortgage Bankers with contact information.

Rate Watch Sign up for Mortgage Rate Watch.

RATE WATCH - Let Newtown Savings Bank keep an eye on interest rates so that you don't have to! We'll email you when rates reach your goal or if you prefer, we'll email current rate information on a regular basis .


Additional Information 


Print a Checklist of the documents you'll want handy when you apply for a mortgage.

Create a personalized quote

Interactive Learning Center: Use our free, interactive Learning Center to find out more about mortgages, home ownership, and credit scores. 

Mortgage Product Types

  • Fixed & adjustable-rate owner-occupied residential mortgages
  • Jumbo Mortgages
  • Land mortgages
  • One-closing only residential construction loans with interest-only payments during construction phase. Learn more about construction loans.
  • Mortgages for non-owner occupied residential properties

First Time Home Buyer Program

Newtown Savings Bank offers programs specifically tailored to meet the needs of the First Time Home Buyer, making the dream of home ownership both easy and affordable.

Newtown Savings Bank understands that purchasing a home for the first time is an important decision and has developed both the tools and information that you will need to assist you in this process. We make your first time home buyer experience easy and affordable. 

Because this is a First Time Home Buyer offering, some special conditions apply: 

  1. You (and your co-applicant, if applicable), must be purchasing a home for the first time or you may not have owned a home in the past three (3) years.
  2. The property that you are purchasing must be located in Connecticut.
  3. The home must be a 1 to 2 family owner-occupied property.
  4. Your mortgage payment must be set up for automatic deduction from a Newtown Savings Bank checking account.  The account must be set up prior to closing.
  5. All applicants who are approved and close under the fixed rate First Time Homebuyer program will receive a reduced interest rate, and a reimbursement of their appraisal fee and credit report fee.

A few forms that may be of interest.

Mortgage Pre-Approval Letters are available

Shopping for a home? Most sellers and realtors prefer to negotiate with pre-approved buyers. Not only are our mortgage professionals available to help you determine how much of a mortgage you can afford, but they can even provide you with a customized Pre-Approval letter* for each offer that you make.

*Pre-approvals are contingent upon verification of all data provided. This is not an offer of credit.

Our NMLS Numbers