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Mortgages

We're ranked top mortgage lender in CT! 

Newtown Savings Bank was ranked by Commercial Record as top CT-based bank lender for single-family mortgages in 2024. Our team of mortgage bankers are ready to help you every step of the way.
 
Is it time to consolidate debt?  You might be able to use your home's equity to save money. 

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Julie & Jonathan | Bridgeport, CT

Shopping for a home?

Get pre-qualified first. 

Most sellers and realtors prefer to negotiate with pre-approved buyers.  The pre-qualification helps you determine a mortgage you can afford, and provide you with a customized pre-qualification letter* for each offer that you make. 

 
*Pre-qualifications are contingent upon verification of all data provided. This is not an offer of credit.
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Natasha | Danbury, CT

First-Time Homebuyer?

Buying your first home is exciting, but finding the right loan can be overwhelming.  We offer mortgages tailored to meet your needs with low rates and down payment options, reduced closing costs and flexible underwriting guidelines including: 

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Jeanie & Jeff | Southbury, CT

Looking for a new home?

As your needs change over time, we're ready to help you make your next move. With a variety of fixed and adjustable rate mortgages, you can find the loan that works best for you and get approved fast.

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Marc & Liza | Trumbull, CT

Thinking of building?

You plan the blueprints, we'll help you build. We're one of a few lenders in Connecticut that still offer all-in-one construction loans. With one fast approval, we'll finance the construction and the permanent loan altogether so you only have to go through one closing.

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Michele | Woodbury

Time to refinance?

You may be able to lower your rate!

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VA Loans

VA home loans allow veterans, service members and qualifying surviving spouses to purchase or refinance a home with many advantages.
  • No down payment options
  • Lower interest rates than traditional mortgages
  • No private mortgage insurance (PMI) requirement
  • Flexible credit requirements
  • Higher debt-to-income ratios accepted
 

Loan Payment Center

Pay your Newtown Savings Bank mortgage or loan with funds from another financial institution by using our Loan Payment Center.



Helpful Information

  • Two most recent paystubs for all employed borrowers
  • Two years of W-2’s for all employed borrowers
  • Two most recent filed federal tax returns – all pages. (If you file as an “S or C Corp” or as a
    Partnership please return the K-1’s as well)
  • Most recent 60 days of bank and investment statements – all pages (even those that are
    blank)
  • The name and contact information of your Attorney
  • If you are buying a new home and/or selling your current home, please include copies of your contract(s) or “Offers to Purchase”.
This is a list of the documents most often required.  Additional information may be requested.