New Fairfield, New Milford and Danbury 

Photo of James PhilipakosJames Arthur Philipakos 
Mortgage Loan Officer
Office: 203.364.2967
Cell: 203.856.4771 
NMLS# 792410

James has worked locally as a Mortgage Banker for over 15 years, helping buyers and homeowners with their mortgage needs.  James’s also serves as a Board Member for the Northern Fairfield Association of Realtors, Treasurer of Woman’s Council of Realtors and is the President of BNI networking group. He is a member of the Finance Board for the Regional YMCA and proudly serves on the Sherman Housing Commission. James has been recognized as the affiliate of the year by NFCAR and is an active member and graduate of the Leadership Danbury program of the Chamber of Commerce. James is from Danbury and now resides in Sherman.  

I look forward to assisting with your home financing needs - James

Here's what some of my customers said recently...

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Wonderful Experience!!!
James was GREAT to work with. He made our mortgage process easy and explained everything clearly without using lender jargon. James was in constant contact us during the process. He is very personable and very professional and had our mortgage approved really fast! I have already recommended James to some friends who are also purchasing a new home. We highly recommend James!!!!! It was our pleasure to do business with such a friendly, professional person such as James!! Five Stars!!
Phenomenal Philipakos
James was awesome to work with to get my dream home secured. He was always picking up the phone, even when he was on vacation when I called and answering my million questions, as this was my first rodeo getting a mortgage. He never swayed in his diligence to get my mortgage through, even in this wild housing market. James was patient, thoughtful, funny, and super helpful in guiding my new family and I to the best product and rate that I was qualified for. I have been recommending James Philipakos to my friends and family for years based on their interactions with him, and I am grateful that I finally got the chance to work with James in getting my dream home on Candlewood Lake.
The Ultimate Mortgage Professional!
James and his team were proactive, organized and above all made this process enjoyable. That's right, I said enjoyable! He prepared me for every step and checked in frequently to answer questions and provide details. I felt a high level of confidence in him and the NSB team throughout the process. I was not expecting to close within 30 days, but we did it! Couldn't have chosen a better partner for my mortgage needs. Period. Highly recommend.
Honest and easy to work with
James did an absolutely amazing job working with us to buy our first house. He was incredibly helpful and always there for us as we worked through the process of finding and buying our first house. He always answered the phone, was available on weekends and only promised us what he could deliver. We give him the highest recommendation possible! He did a great job!
Fantastic Experience With James Philipakos
I highly recommend James as somebody to work with who can easily get you through your home purchase process. From the beginning, James was totally accessible and did a great job of explaining everything to the final detail. Additionally, I am bugged him because I was wavering back and forth between how much I was going to put as a down payment. So my various questions about "if I pay this much down, my monthly mortgage will be what" could have frustrated him but instead he hit me back right away with his answer. I would recommend James to anybody about to take on this process (and I already have) - you won't be sorry.

He’s your guy!
Working with James Philipakos was a no brainer the second we met with him. James was recommended to us through a family friend. We were looking for someone to help us through the process of buying our first home. He not only met our expectations but he exceeded them beyond belief. He put all our nerves to ease by always being available to answer even the simplest question we have had. He was professional, understanding, organized, and committed. James not only does his job well, he cares about the people he is working with. He made sure to always be a head of the schedule and prepared for any bumps in the road that may occur. Our process buying our house was seamless and it was a big part of all the work James put in. We are so grateful for all the work and help James did to get our perfect home.
James is great
James is a great guy and we had an amazing experience with him. Highly recommend him to a family member. Made our experience of buying a house easier.
Fantastic Experience
James was incredible. He and his team were sensitive to the fact that we had a huge, unpredictable last minute change to our mortgage situation and a nearly impossible timeline. They made the deadline and were so friendly and attentive the whole process. Thanks James!
About James
James is excellent Mortgage Banker to work with - easy communication, responsive, explanatory, will work with you on any single point and concern should you have one in timely manner. Will strongly recommend.
Pleasant experience
I worked with James on obtaining a mortgage and the experience was so pleasant that I am eager to do it again in the near future! James made himself readily available whenever I needed him--which was not often because he kept me informed of the mortgage process every step of the way. His confidence allowed me to be at peace as I managed a thriving business and went about my daily tasks. From pre-approval to closing, James walked me through each step of the way with his knowledge, humor, and easy going style. I cannot say enough good things about the experience. I highly recommend James Philipakos when it is time to obtain a mortgage!
Awesome follow-up and driving things forward
James was on top of every facet of my refinance throughout the process. He provided me timely updates and got me the necessary information with plenty of time for me to complete the paperwork. Never in my wildest dreams would I have imagined a refinance going so smoothly. If I were ever to refinance again in the future, I would ask for James specifically because of how wonderful this experience was.
James Philipakos
I recently had the pleasure of using James for a Mortgage and it could not have gone any smoother. From our first conversation where he explained the process to the actual closing James kept me very informed of all aspects of the loan.If you are looking for a friendly, professional, knowledgeable mortgage lender I highly recommend James.
Positive Experience
It was a pleasure working with James, he was very accommodating to my needs. Made the transaction very smooth. Positive experience. Highly recommend James.
Committed and personable.
James has been one, if not the best, bankers I have dealt with
He is committed to make you happy and find what you are looking for, anticipates and acts on issues that a great banker can foresee, and constant communication to see your transaction all the way through. For busy people like me, James took my texts and calls at any time of day! As a matter of fact, he would reach out to me at times he knew would be best FOR ME (early morning, not on bankers hours!). James is personable while maintaining professionalism. I will refer James to any of my family and friends and will continue to work with him in my future endeavors. Great person!