Steven Joseph Greenberg

Steve has over 37 years of experience in the Mortgage Banking industry, and was recently recognized as a Top Loan Originator in Connecticut by The Warren Group. Steve is a nine-time recipient of Connecticut Magazine’s Five Star Mortgage Professional Award. He has served on various nonprofit boards, including Northern Fairfield County Association of Realtors, Ives Concert Park Authority, Chairman for the City of Danbury, and Western Connecticut State University. He is a recipient of the City of Danbury Good Samaritan Award and the Economic Development Award from the Cultural Arts Foundation. Steve resides in Danbury and is an active member of the Greater Danbury Chamber of Commerce.

"I look forward to assisting with your home financing needs" - Steve

Get started today.

Select the loan type below.

To apply, you will need to create a mortgage request account and then login.

Purchase or Refinance

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Home Equity Loan

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Home Equity Line of Credit

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Today's Rates

Effective April 26, 2024

Term	Interest Rate	APR	Points	Monthly Principal & Interest Payment
30 Year Fixed Rate	7.000%	7.065%	0.000%	$1,995.91
15 Year Fixed Rate	6.500%	6.618%	0.000%	$2,613.32
30 Year Fixed FHA	6.625%	6.723%	0.000%	$2,563.72
Ready to Own	7.000%	7.065%	0.000%	$1,995.91
Welcome Home	5.750%	5.782%	0.000%	$1,750.72

Assumptions and general disclosures

Rates shown above require a Newtown Savings Bank checking account with auto deduction payment (excluding FHA).
The information provided assumes the purpose of the loan is to purchase a property.
The property is an existing single family home and will be used as a primary residence.
The rate lock period is 60 days.
The credit score is 780 or above.
The loan amount is $300,000 with an estimated property value of $400,000.
The Interest Rate and Annual Percentage Rate (APR) shown above are subject to change without notice.
The Annual Percentage Rate (APR) will vary based on your final loan amount and actual finance charges.
Payment does not include real estate taxes, homeowner's insurance premiums or mortgage insurance premiums. If applicable, the actual payment obligation will be greater.
Loans are subject to credit and property approval.
Other rates and terms available.

FHA

Total loan amount is $305,250. The base loan amount is $300,000
The total loan amount includes the Upfront Mortgage Insurance Premium of 1.75% of the base loan amount.
Annual Mortgage Insurance Premiums will be required for 11 years and charged monthly. If the down payment is less than 10% mortgage insurance is required for the life of the loan. The amount is not included in the monthly payment example shown above.

Ready to Own

This program is specifically tailored to meet the needs of first-time home buyers or those who have not owned a home for a period of three years.
Learn more about First-Time Homebuyer mortgages

Welcome Home

This program is designed to meet the needs of homebuyers in low to moderate income areas. Contact a Mortgage Banker to see if you qualify.

Loans are subject to application and credit approval. Rates and terms subject to change without notice.

Here's what our customers are saying...

Steve and his team at NSB are the best!

First time I worked with Steve few year ago to refinance my mortgage and in the fall of 2023 I was looking to purchase a new house. Steve proposed a solution that allowed me to purchase my new house as a 2nd mortgage until I sold my house afterwards. Excellent experience and customer service, Steve and his team helped me throughout the process, every step of the way and post-closing. What are you waiting for? Contact Steve at NSB if you are looking for the best service!

Hoda | Danbury, CT

Exceptional Experience

I have worked with Steve and his team multiple times over the years and it is ALWAYS a quick, smooth, and stress free experience. Steve himself provides great guidance and is available seemingly 24/7 to quickly answer any and all questions. I highly recommend Steve Greenberg for either a new home mortgage or a refinance.

John | Cheshire, CT

Amazing Team at Newtown Savings Bank - Highly Reccomend

Steve and his entire team were amazing. Steve was great throughout the process providing information and insight leveraging his extensive experience. Our new home purchase involved a contingency sale with several tight deadlines that had to be met to pull it all off. Steve and his team were calm, professional and really took ownership in driving the process routinely going above and beyond with advice and suggestions to keep everything on track. Of all the 3rd parties one encounters in selling & buying a home the team at NSB was by far the best. Without their experience, knowledge and customer focus our experience would not have been as smooth as they made it. Thanks to the team

J. Parker | Southbury, CT

Great experience

The loan and home purchasing process can be very exhausting and disheartening, but once we started working with Steve he made the process seamless for us! He answered all of our questions, and kept our best interests in mind. He made us feel confident and excited during a time when buying a home can feel daunting. We appreciate him and his team and all their hard work!!! Thank you!!!!

Jackie | Wallingford, CT

Couldn't have done it without Steve & his team!

Would recommend to anyone a thousand times over! Steve and his Team were incredible throughout the entire process. As a first-time homebuyer, I felt lost at times, but Steve and his Team were always there to guide me in the right direction. All were extremely helpful, professional, and pleasant to work with. They went ABOVE AND BEYOND to help me secure the best rates, provide the best advice, and provide support throughout the stressful process of buying a home!

One piece of advice a friend had given me was that the name of a local lender can carry more weight than a 'Big Bank'. I absolutely found that to be true when I simply mentioned the name Steve Greenberg to anyone - everyone in the area seems to know and trust him. It also made the process easier for me - no introductions or liaising required, as both my Realtor and Attorney knew Steve very well and were thrilled to be working with him again.

K. Burke | Danbury, CT