Checking
- Earn interest
- Free ATM* usage
- Free printed checks
- Free paper statements
- Free of monthly charges
- No minimum balance
- No-fee account**
- Free ATMs*
- Get back into checking when you're unable to open a standard account due to past credit or banking history
- Low cost, low fee***
- Certified by BankOn
Need A Closer Look?
Flagship | Free | Student | New Start | |
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Monthly Account Fee | $25 | ![]() |
$10 | $5 |
Monthly Fee Waiver
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Earn Interest | ![]() |
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Free ATMs*
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Safety Deposit Box $30 Discount |
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Open Online |
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Free Paper Statements |
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Paper Statement Fee waived if you are age 62 or older | ![]() |
Paper Statement Fee waived if you are age 62 or older |
Student Checking - Owner is age 23 or younger.
Other accounts:
- Free ATMs in the U.S.
- $8 monthly account fee
- Free Paper Statements
- $12 monthly account fee
- $750 minimum daily account balance or primary account owner maintains $5,000 combined daily balance, or automatic payment to a Newtown Savings mortgage to avoid monthly fee
FAQ
- Log in to Online Banking.
- Navigate to 'Statement and Services': From the left-hand slide-out menu, select 'Statement and Services'.
- Go to 'Statement and Documents': Click on 'Statement and Documents'.
- Enter your email address: A new screen will pop up asking for your email address. Enter your email and proceed.
- Agree to Terms and Conditions: Select the blue words that say 'Agree to Terms and Conditions'. Another screen will appear with the agreement.
- Read and close the agreement.
- Select the box to agree to the terms and conditions.
*Offers are available for the above personal accounts opened from April 28, 2025, through June 30, 2025. To be eligible for these offer(s), all account holders must be new checking account customers (must not have had an open personal Newtown Savings Bank checking account within a 12-month time period). A qualifying direct deposit of $500 or more for Flagship Checking, or $100 or more for Free Checking, must be received into the respective checking account within 60 days after account opening and bonus amount will be deposited into the respective checking account by 8/31/2025. If your account balance is negative on or prior to 8/31/2025, the bonus will not be paid. A qualifying direct deposit is salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Venmo or Zelle®), or deposits made at a branch or ATM, or through mobile deposit. To earn a $50 bonus in your Student Checking Account, you must make 5 point-of-sale purchases with your debit card within 60 days after account opening (ATM transactions do not count as purchases) and bonus amount(s) will be deposited into the respective checking account by 8/31/2025. In conjunction with the checking offers described above, to earn a $50 bonus in your Statement Savings Account, you must open your account, deposit $300 or more, and maintain the balance daily for a period of 60 days, OR in conjunction with the checking offers described above, to earn a $150 bonus in your Basic Money Market Account, you must open your account, deposit $20,000 or more, and maintain the balance daily for a period of 60 days. Your savings or money market bonus will be credited to your account by 8/31/2025 if you meet both the checking requirements and the savings or money market balance requirements. Maximum $400 bonus per household and may not be combined with other offers. Personal checking, savings and money market accounts have a minimum deposit of $25 to open. The required minimum balances to waive monthly maintenance fees are as follows: $250 for Statement Savings; $1,000 for Basic Money Market account. Flagship Checking requires a $2,500 minimum daily account balance, or primary account owner maintains a $20,000 combined daily balance in all deposit accounts, including Certificates of Deposit, owned by the Primary Account Holder at Newtown Savings Bank to waive the monthly maintenance fee. The Annual Percentage Yields (APYs) for Flagship Checking, Statement Savings and Basic Money Market account subject to change after the account is opened. The minimum to earn the APY is $0.01 for Flagship Checking, $10 for Statement Savings, and $20 for Basic Money Market. Fees may reduce earnings. If your checking, money market or statement savings account(s) are closed within 90 days after opening, the bonus amount(s) will be deducted at closing. You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor. Newtown Savings Bank employees are not eligible for these offers. Offer is subject to change and may be withdrawn at any time. We do not charge for mobile banking. Your mobile device provider may charge you fees. Please check with your carrier. Member FDIC
Promo Code: SPRING25
Here's what you need to open an account:
- U.S. Social Security Number + a valid form of identification: i.e. Drivers License, Passport, etc.
- A funding source: i.e. debit/credit card or U.S. checking/savings account
- A few minutes of your time