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Student Checking

Banking made simple - with a little extra awesome.

Welcome to our Student Checking Account, designed for students ages 13–23 who want an easy, reliable way to manage their money. This no‑maintenance fee student checking option gives you the flexibility and tools you need for school, work, and life — all in one place.
SPECIAL OFFER

Earn $100 when you open a Student Checking Account!****

Why you'll love this account:
  • No maintenance fees
  • Rebates on ATM fees* in the U.S
  • Easy to use App
  • Early Payday**
The perfect simple checking account for teens and young adults with modern features and zero hassle.
 
 
Promo Code: CONSUMERBP
Students under age 18 can open this teen checking account with a parent or guardian as a joint account owner at any branch location.

Bank the way you want

Everything you need for modern student banking, whether you're managing your first paycheck or splitting costs with friends.
Computer Icon
Phone Icon
Debit Card
(with tap-to-pay)
wallet icon
Zelle Icon







All you need to open:

  1. U.S. Social Security Number 

  2. A valid form of identification (Drivers license, Passport, etc.)

  3. Funding source (credit/debit card or U.S. checking/savings account

  4. Parent or guardian as a joint owner if under age 18

  5. Just few minutes of your time!





















FAQ

Opening a checking account is simple! You can either visit your local Newtown Savings Bank branch or open an account online.
If you are a current customer, all you need is a driver's license or state ID and your social security number. For new customers, you will need to bring two forms of ID, a valid primary ID (driver's license, passport, or state ID) and a secondary (non-picture) ID as well as your social security number. For minors under 18, if they do not have a primary ID we will accept two secondary IDs.
Checking accounts require a $25 minimum deposit to open. Some accounts also have a monthly maintenance fee. You can compare checking accounts to learn more about checking account types, features and maintenance fees. 
All deposits can be completed in branch, at a Newtown Savings Bank ATM, or after hours using the night drop. Checks can be deposited using mobile deposit through the NSB app (limits may apply). You can also set up direct deposit with most employers allowing for a faster process while eliminating the use of paper checks. 
 
If this is your first time doing a mobile deposit, the first step is to enroll. Once approved, select 'Deposit' from your dashboard. Enter the amount, select the account (if enrolled with more than one account), the app will require access to your camera in order to take a picture of the front and back of your check. Tap 'Continue' and you are all set! 
Our Funds Availability Summary outlines when electronic and check deposits are available.
Yes! You can add your Newtown Savings Bank Visa® debit card to your mobile wallet for quick, easy and secure transactions. You'll save time, have everything you need right from your phone and get the benefit of increased security. Learn more about Mobile Wallet.
You should receive your debit card in any of our branches or it can be obtained via US mail if preferred. Checks should be received within 7-10 business days after opening an account, if requested at account opening. You can begin using your debit card as soon as the card is activated and your Personal Identification Number (PIN) is set up.
The number for automated telephone banking is 844.211.1003 You can get current and available balance information, transfer funds and make payments between eligible accounts, check to see if a check has cleared or stop payment on a check, inquire about ATM or debit card transactions and activate your debit card.


If you are under age 18, this account must be opened in branch and requires a parent or guardian as a joint account owner. Minimum deposit of $25 to open.
*Fees other ATM owners charge when you use your debit card at their ATM in the U.S. are reimbursed within one business day. See our Consumer Schedule of Charges(opens in a new window) for fees such as paper statement and inactivity fees.  A $10 monthly fee will be applied once the student turns 24 years old unless another Newtown Savings Bank checking account is selected.
**Early access to your paycheck is not guaranteed. We make funds available as soon as we receive your employer’s payroll file. File timing is determined by your employer or payroll provider, and not all employers submit files early. If we receive the file early, your pay may be available up to two days sooner. If we receive the file on your scheduled payday, funds will be available on your regular pay date. We do not advance funds. You may receive your paycheck up to two days early when we receive payroll files early, but timing is not guaranteed and depends on your employer.

Other fees may apply. View our Schedule of Charges
We do not charge for mobile banking. Your mobile device provider may charge you fees. Please check with your carrier.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Apple, the Apple Logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

****Offer details: Offers are available for the above personal accounts. To be eligible for these offers, all account holders must be new checking account customers (must not have had an open personal Newtown Savings Bank checking account within a 12-month time period). To earn a $100 bonus in your Student Checking Account, you must make 10 point-of-sale purchases with your debit card within 60 days after account opening (ATM transactions do not count as purchases) and bonus amount(s) will be deposited into the respective checking account by the month-end of the following month (generally 90 days). Maximum $350 bonus per household. Personal checking accounts have a minimum deposit of $25 to open. If your checking account is closed within 90 days after opening, the bonus amount(s) will be deducted at closing. You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor. Newtown Savings Bank employees are not eligible for these offers. Offer is subject to change and may be withdrawn at any time. We do not charge for mobile banking. Your mobile device provider may charge you fees. Please check with your carrier. 
Promo Code: CONSUMERBP