Personal Credit Cards 

Whether you are looking to earn points faster or lower your interest rate, we have a card that is right for you. And because we know how important your experience is, our credit cards also come with the local customer support that you expect from Newtown Savings Bank. 

All of our Personal Credit Cards offers these great features: 

  • No annual fee  
  • Secure online access, 24 hours a day, 7 days a week  
  • Premium benefits  
  • Multiple payment options  
  • Apple Pay contactless payment technology for several of your iPhones, iPads, and new Apple Watch  
  • Secure chip technology to aid in fraud protection  

Apply in any of our 14 convenient branches or apply online if using a tablet or other full screen device. Currently applications are not available on smartphones. 

Apply Now

World Rewards Card 1

Accumulate unlimited rewards points, enjoy complimentary premier services and exclusive assistance.

Welcome Offer

  • Attractive one-time signup bonus of 10,000 (equal to $100) points once you spend $3,000 IN THE FIRST 3 MONTHSϮ  


  • Earn robust rewards that are easy to obtain and redeem  
  • Air Travel - no blackout dates or earnings caps2
  • Hotel, car rental, cruises and other travel options2  
  • Brand name merchandise  
  • Donate to your favorite local or national charity  
  • Receive a cash credit to your Newtown Savings Bank credit card statement  
  • Redeem food, clothing, electronics, movie and specialty shop gift cards in $25 denominations  

1 If you do not meet the criteria for this card, you may be considered for the MasterCard® Platinum Rewards card.

2 Your points go further when you redeem travel rewards (10,000 points=$125 toward your next airline flight and any air-related travel expenses on any airline whenever you want)

Platinum Card

Our lowest interest rate. 0% Introductory APR on Balance Transfers and Purchases for 6 Months. After that, the variable APR will be 9.49% to 17.49% APR based on creditworthiness.

  • Carry a balance each month and enjoy a low monthly payment. 
  • Consolidate and pay off debt faster. 
  • Shop more securely than with cash.  

Terms & Conditions

Additional Details

All Personal Cards Feature: 

  • Multiple payment options , including automatic debit, online bill pay, in a Newtown Savings Bank branch or by mail  
  • Price Protection for the price difference of new items found at a lower price.*  
  • Identity Theft Resolution as assistance with credit bureau notification should you become the victim of Identity Theft.*  
  • Extended Warranty to double the original manufacturer's or store brand warranty for up to one year.* 
  • MasterRental Insurance pays for covered damages to a rental vehicle.*  
  • Apple Pay contactless payment technology that provides added convenience and security when making purchases at hundreds of thousands of merchants.  

All Newtown Savings Bank Rewards Cards: 

  • Offer thousands of rewards redemption options  
  • Include redemption options lower than 5,000 points which means you can redeem items quickly  
  • Earn points for each purchase that you can redeem for airline, hotel, cash back, gift cards, brand-name merchandise, support for your favorite charity and much more.  

Subject to credit approval. Ask for details.

Ϯ Upon approval, we will mail a letter acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.

*Certain terms, conditions, and exclusions apply. Call 1-800-MC-ASSIST (1-800-622-7747) for assistance.

Protect your online purchases with MasterCard SecureCode. 

MasterCard SecureCode™ is a free service that requires a unique password to make online purchases with your MasterCard ® credit card at participating merchants. This extra security helps prevent unauthorized online use of your card. SecureCode works with your existing MasterCard credit card, requires no download and takes just a moment to activate and use. 

Click here to learn more about and signup for SecureCode today. 

Subject to credit approval. Ask for details.

Helpful Newtown Savings Bank Credit Card links: 

Our credit card pages are designed for use on a tablet or other full screen device.