Personal Credit Cards 

Whether you are looking to earn points faster or lower your interest rate, we have a card that is right for you. And because we know how important your experience is, our credit cards also come with the local customer support that you expect from Newtown Savings Bank. 

All of our Personal Credit Cards offers these great features: 
  • No Annual Fee
  • Secure online access, 24 hours a day, 7 days a week  
  • Premium benefits  
  • Multiple payment options  
  • Apple Pay contactless payment technology for several of your iPhones, iPads, and new Apple Watch  
  • Secure chip technology to aid in fraud protection  

Apply in any of our 14 convenient branches or apply online if using a tablet or other full screen device. Currently applications are not available on smartphones. 

Apply Now

World Rewards Card 1

Accumulate unlimited rewards points, enjoy complimentary premier services and exclusive assistance.

Welcome Offer
  • Attractive one-time signup bonus of 10,000 (equal to $100) points once you spend $3,000 IN THE FIRST 3 MONTHSϮ  
  • Earn robust rewards that are easy to obtain and redeem  
  • Receive 1 reward point for every $1 spent plus earn 2 points for every dollar spent on travel (airfare, hotel, car rental) and dining2
  • Access travel websites to book Travel services and credit account for any available point value
  • Receive a cash credit to your Newtown Savings Bank credit card statement  
  • Redeem Merchant, dining and travel-related Gift Cards in a variety of denominations

1 If you do not meet the criteria for this card, you may be considered for the MasterCard® Platinum Rewards card. 

Ϯ Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit and select Rewards Terms and Conditions. Reward options are subject to change without notice.

2 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points.

Platinum Card

Our lowest interest rate. 0% Introductory APR on Balance Transfers and Purchases for 6 Months. After that, the variable APR will be 10.49% to 18.49% APR based on creditworthiness.

  • Carry a balance each month and enjoy a low monthly payment. 
  • Consolidate and pay off debt faster. 
  • Shop more securely than with cash.  

Terms and Conditions

Additional Details

All Personal Cards Feature: 
  • Multiple payment options , including automatic debit, online bill pay, in a Newtown Savings Bank branch or by mail  
  • Price Protection for the price difference of new items found at a lower price.*  
  • Identity Theft Resolution as assistance with credit bureau notification should you become the victim of Identity Theft.*  
  • Extended Warranty to double the original manufacturer's or store brand warranty for up to one year.* 
  • MasterRental Insurance pays for covered damages to a rental vehicle.*  
  • Apple Pay contactless payment technology that provides added convenience and security when making purchases at hundreds of thousands of merchants.  
All Newtown Savings Bank Rewards Cards: 
  • Offer several rewards redemption options.
  • Include redemption options lower than 5,000 points which means you can redeem items quickly.
  • Earn points for each purchase that you can redeem for airline and other travel, gift cards and cash back.

Subject to credit approval. Ask for details.

Ϯ Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.

*Certain terms, conditions, and exclusions apply. Call 1-800-MC-ASSIST (1-800-622-7747) for assistance.

Protect your online purchases with MasterCard SecureCode. 

MasterCard SecureCode™ is a free service that requires a unique password to make online purchases with your MasterCard ® credit card at participating merchants. This extra security helps prevent unauthorized online use of your card. SecureCode works with your existing MasterCard credit card, requires no download and takes just a moment to activate and use. 

Click here to learn more about and signup for SecureCode today. 

Subject to credit approval. Ask for details.

Helpful Newtown Savings Bank Credit Card links: 

Our credit card pages are designed for use on a tablet or other full screen device.