Women smiling with coffee

Relationship Rewards

Coming SoonBank more. Earn more.

Beginning September 1, 2026 - Enjoy bonus rewards on your deposits and loan discounts. With a checking account, you’re automatically enrolled; no sign-up required.

Businesses are rewarded too! 

Business Relationship Rewards






 

 





Gold Tier

dollar sign icon


CD Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

Piggy Bank Icon 


Statement Savings Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

wallet icon


Flagship Checking Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

 Learn more
icon of house


Mortgage Rate Discount

0.125%

Interest rate discount on your mortgage

person with dollar sign icon


Personal Loans Rate Discount

0.125%

Interest rate discount*
 


Account Fee Waivers

(On additional accounts)

  • Flagship Checking
  • Statements Savings




Platinum Tier

dollar sign icon


CD Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

Piggy Bank Icon 


Statement Savings Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

wallet icon


Flagship Checking Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

Learn more

icon of house


Mortgage Rate Discount

0.125% (<$75K)

0.250% (≥$75K)

Interest rate discount on your first mortgage

person with dollar sign icon


Personal Loans Rate Discount

0.125%

Interest rate discount*
 
icon of house with dollar sign


HELOC

1st Year Annual Fee Waived


Account Fee Waivers

(On additional accounts)

  • Flagship Checking
  • Statements Savings



Diamond Tier Benefits

dollar sign icon


CD Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

Learn more

Piggy Bank Icon Statement Savings Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)  

Learn more

wallet icon


Flagship Checking Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

icon of house


Mortgage Rate Discount

0.250%

Interest rate discount on your first mortgage

person with dollar sign icon


Personal Loans Rate Discount

0.250%

Interest rate discount* 

icon of house with dollar sign


HELOC

1st Year Annual Fee Waived


Account Fee Waivers

(On additional accounts)

  • Flagship Checking
  • Statements Savings






 

 





dollar sign icon


CD Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

Piggy Bank Icon 


Statement Savings Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

wallet icon


Flagship Checking Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

 Learn more
icon of house


Mortgage Rate Discount

0.125%

Interest rate discount on your mortgage

person with dollar sign icon


Personal Loans Rate Discount

0.125%

Interest rate discount*
 


Account Fee Waivers

(On additional accounts)

  • Flagship Checking
  • Statements Savings




dollar sign icon


CD Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

Piggy Bank Icon 


Statement Savings Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

wallet icon


Flagship Checking Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

Learn more

icon of house


Mortgage Rate Discount

0.125% (<$75K)

0.250% (≥$75K)

Interest rate discount on your first mortgage

person with dollar sign icon


Personal Loans Rate Discount

0.125%

Interest rate discount*
 
icon of house with dollar sign


HELOC

1st Year Annual Fee Waived


Account Fee Waivers

(On additional accounts)

  • Flagship Checking
  • Statements Savings



dollar sign icon


CD Rewards

Monthly Bonus Payment

(In addition to the interest you already earn on your account)

Learn more

Piggy Bank Icon Statement Savings Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)  

Learn more

wallet icon


Flagship Checking Rewards

Monthly Bonus Payment Reward

(In addition to the interest you already earn on your account)

icon of house


Mortgage Rate Discount

0.250%

Interest rate discount on your first mortgage

person with dollar sign icon


Personal Loans Rate Discount

0.250%

Interest rate discount* 

icon of house with dollar sign


HELOC

1st Year Annual Fee Waived


Account Fee Waivers

(On additional accounts)

  • Flagship Checking
  • Statements Savings




How it Works

  • At the end of each month, we will calculate your combined monthly average daily balance of your deposit accounts* to determine your tier; Gold, Platinum, or Diamond. A monthly bonus reward payment will be applied to your eligible deposit account(s) on the last business day of the month.
  • Your Relationship Rewards tier may also provide discounted rates on eligible new home loans and personal loans** at the time of application.

    All loans are subject to application, underwriting and credit approval. Terms and conditions apply.

 

Monthly Rewards by Account

  Gold Platinum
Diamond
CD
0.025%
0.025% 0.05%
Statement Savings
0.002% 0.003% 0.004%
Flagship Checking
0.002% 0.003% 0.004%
Rewards are calculated by multiplying:
  • The Time Deposit’s Average Monthly Balance × the relationship tier percentage
  • The Statement Savings deposit average monthly balance × the relationship tier percentage
  • The Flagship Checking deposit average monthly balance × the relationship tier percentage




Don't have a checking account with us?

Open a Flagship Checking today and get the most of Relationship Rewards. 

 
 

 

Check out all the benefits of Flagship Checking with Relationship Rewards!

 
  Gold Platinum
Diamond
Monthly Bonus Payment 0.002% 0.003% 0.004%
Monthly Maintenance Service Charge Waived check mark check mark check mark
Free Basic Checks check mark check mark check mark
Free Paper Statements check mark check mark check mark
Non-NSB ATM fee waived & Non-NSB fee rebate in US Only check mark check mark check mark
Free Bank Checks / Money Orders check mark check mark check mark
Free Replacement Debit Card  check mark check mark check mark
Safe Deposit Box Discount 
(based on availability)
check mark check mark check mark
Incoming Domestic & Foreign Wire Fee Rebate x mark check mark check mark
Additional Flagship Checking Account Fee Waived check mark check mark check mark










*The qualifying balance required for program eligibility is calculated based on your combined average daily balance over the total number of days in the current month from all consumer balances in checking, savings, money market, CD (Certificate of Deposit), and ICS accounts and all business balances in checking, savings, money market, CD, and ICS accounts. Consumer and business account balances are not combined for program eligibility. If all eligible accounts are opened during the month, your average daily balance will be calculated beginning on the opening date of the oldest eligible account. You are automatically moved, each cycle, into a qualifying tier. During tier changes up or down, you will be moved to a higher or lower balance tier on the last business day of the current month. Eligible personal Flagship Checking, personal Statement Savings accounts, personal or business standard CD terms, and business tiered Money Markets are the accounts that receive bonus rewards. Bonus Reward Payments will be posted on the last business day of the month. The Bonus Payment is credited by the Bank as a bonus payment and is taxable income. 

Example: If your average daily combined balances in January meet the threshold for a higher tier, you will be moved to that tier on the last business day of January. The automated benefits of your new tier will generally begin to apply within 5 days of the last business day of the current month you are moved to the higher tier. Additional benefits that require additional action on your part will go into effect once the action is taken.

CD Bonuses will be applied to all new standard term CDs opened on or after September 1, 2026, including those opened online. Excludes IRA (Individual Retirement Account) CDs.

**Personal loans only. Not valid for auto, boat, or other specialty loan products. Participation in Relationship Rewards does not waive or modify individual product requirements, fees, balance requirements, opening deposit requirements, or standard lending and credit approval criteria for new or existing products.

The bank reserves the right to modify eligibility criteria, reward percentages, calculation methods, suspend or terminate the program, and correct errors, with changes applied in compliance with applicable law.  We may change or terminate program benefits at any time, without prior notice.

For more details, view the Full Disclosure