Mortgage Bankers


Our team of lending professionals help you through every step of the mortgage process.


Newtown Savings Bank has Mortgage Bankers ready to help with all of your home financing needs. You can contact a Mortgage Banker by phone or email.


Joe Bartolomeo Head Shot Joseph George Bartolomeo
Vice President, Mortgage Loan Officer
203.364.2967

JBartolomeo@NSBonline.com

NMLS# 5446



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Joe Bartolomeo has more than 30 years of mortgage lending experience and joined the Bank in 2014. He has the designation of being selected a Top Mortgage Professional by Connecticut Magazine from 2011 through 2014 and 2017. Joe is based out of the Bank’s White Hills branch in Shelton, and provides mortgage services to the Greater Valley and Lower Fairfield County areas. A graduate of Sacred Heart University, he lives in Fairfield with his family and is a member of the Fairfield Board of Realtors. Joe volunteers for Operation Hope in Fairfield, the Salvation Army in Bridgeport, Swim Across the Sound in Bridgeport, and Fairfield National Little League. 



Bill Hart Head ShotWilliam Robert Hart Jr.
Vice President, Mortgage Loan Officer
203.364.2939
BHart@NSBonline.com
NMLS# 452754



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Bill Hart has been with the Newtown Savings Bank for 22 years. Bill is a top producing, award winning mortgage professional. Bill was awarded the Five Star Mortgage Professional Award from Connecticut Magazine from 2012-2015 and was named a Top Residential Loan Originator by the Commercial Record in June 2016.



Thomas Craig Lutz
Vice President, Mortgage Loan Officer
203.364.2970
TLutz@NSBonline.com
NMLS# 452760




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Tom has over 30 years of experience in the field of Mortgage Banking. He is currently responsible for residential loan origination in Fairfield and Litchfield Counties. He regularly conducts Mortgage, Credit and Financial Literacy seminars within the community including local high schools for their Personal Finance classes. He also coordinates local Realtor Caravans. Tom was awarded the Five Star Mortgage Professional Award from Connecticut Magazine from 2012-2015 and 2017. He was also was named NFCAR's Affiliate of the year in 2013.



Sean Reilly Head ShotSean Reilly
Mortgage Loan Officer
203.364.2952
SReilly@NSBonline.com
NMLS# 1078186



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Sean Reilly joined Newtown Savings Bank in June 2007. Sean is located at both the Dolan Branch in Bethel and the Sand Hill Branch in Newtown. Sean’s past lending experience includes being a Mortgage Closing and Loan Servicing Representative. He is a member of the Knights of Columbus, Bethel Chamber of Commerce and is on the state board for the Connecticut Young Professionals (CTYP). A proud Newtown native, Sean graduated from the University of Connecticut.



Steve Greenberg Head ShotSteven Joseph Greenberg
Vice President, Mortgage Loan Officer
203.364.2933
SGreenberg@NSBonline.com
NMLS# 371117



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Steve has over 30 years of experience in the Mortgage Banking industry, with multiple recognitions for top mortgage production and operations excellence. Steve is a Board of Director/Treasurer for the Northern Fairfield County Association of Realtor and has served various other nonprofits including the Ives Concert Park Authority. Steve was a recipient of the Good Samaritan Award for the City of Danbury and was recipient of the Economic Development Award from the Cultural Arts Foundation. Steve is an active member of the Greater Danbury Chamber of Commerce, a speaker and graduate for their Leadership Danbury program. He resides in Danbury.


Vic Falco Head ShotVictor A. Falco III
Mortgage Loan Officer
203.364.2974
VFalco@NSBonline.com
NMLS# 70092



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Vic has over 28 years of residential lending experience in the Mortgage Banking industry. Vic is located in the Monroe and Trumbull branches. Vic was awarded the Five Star Mortgage Professional Award from Connecticut Magazine for 2017. He is a long time resident of Trumbull, CT. 


Tracey Smith Head ShotTracey B. Smith
Mortgage Loan Officer
203.364.2910
TSmith@NSBonline.com
NMLS# 12594



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Tracey has been originating loans for over 20 years. She joined the Bank in 2016 and is based at our Oxford location. Tracey received Connecticut Magazine’s Five Star Mortgage Professional Award from 2011-2014 and was also a nominee in 2016. She is a member of the Northern Fairfield County Association of Realtors, the Southbury Business Association, and the Newtown Working Women’s Forum. Tracey attended Central Connecticut State University and resides in Sandy Hook with her family.



Theresa Torino Head ShotTheresa Irene Torino
Mortgage Loan Officer
203.364.2951
TTorino@NSBonline.com
NMLS# 452774



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Theresa has been with Newtown Savings Bank since 2009. Theresa Torino is based at our Southbury Office on Main Street South in Southbury. Theresa is a long time resident of Southbury and is an active member of the community. She is a member of the Region 15 Parent-Teacher Organization and also serves as both treasurer and Assistant Coach for the Pomperaug High School Varsity Cheerleading team. She is a member of the Heritage Business Network International group. Theresa holds a Bachelor’s from Post University.


Carlos Lara Head ShotCarlos R. Lara
Mortgage Loan Officer
203.270.4425
CLara@NSBonline.com
NMLS# 1076756



Carlos joined Newtown Savings Bank in 2013 and most recently worked as the Branch Manager in our Brookfield location. With over 10 years of Retail Banking experience, Carlos provides residential loan origination services throughout Fairfield County. He received his MBA from Western Connecticut State University and is also a member of the Connecticut School of Finance & Management’s class of 2018. Carlos is a resident of Shelton and is fluent in Spanish.