Our team of lending professionals help you through every step of the mortgage process.

Newtown Savings Bank has Mortgage Bankers ready to help with all of your home financing needs. They can help you get pre-approved as well.

 
Bethel and Newtown
Sean R
Sean Reilly
Mortgage Loan Officer
Office: 203.364.2952
Cell: 203.417.2288

SReilly@NSBonline.com
NMLS# 1078186

 

Apply Now

Sean Reilly joined Newtown Savings Bank in June 2007. Sean is located at both the Dolan Branch in Bethel and the Sand Hill Branch in Newtown. Sean’s past lending experience includes being a Mortgage Closing and Loan Servicing Representative. He is a member of the Knights of Columbus, Bethel Chamber of Commerce and is on the state board for the Connecticut Young Professionals (CTYP). A proud Newtown native, Sean graduated from the University of Connecticut.
 
Danbury
Steve GSteven Joseph Greenberg
Vice President, Mortgage Loan Officer
Office: 203.364.2933
Cell: 203.733.0456

SGreenberg@NSBonline.com
NMLS# 371117

 

Apply Now

Steve has over 30 years of experience in the Mortgage Banking industry, and was recognized for top mortgage production and operations excellence in 2017. Steve is a Board of Director/Treasurer for the Northern Fairfield County Association of Realtor and has served various other nonprofits including the Ives Concert Park Authority. Steve was a recipient of the Good Samaritan Award for the City of Danbury and was recipient of the Economic Development Award from the Cultural Arts Foundation. Steve is an active member of the Greater Danbury Chamber of Commerce, a speaker and graduate for their Leadership Danbury program. He resides in Danbury.
 
Danbury

Lorena Ceballos
Mortgage Loan Officer
Office: 203.364.2983
Cell: 203.300.7276
Lorena joined Newtown Savings Bank in 2018.  As a part of the lending team she assists customers with their home financing needs at our Danbury Branch.  She graduated from Western Connecticut State University in 2016 and is a resident of Danbury.
 
Shelton and Trumbull
Vic FVictor A. Falco III
Mortgage Loan Officer
203.364.2974
VFalco@NSBonline.com
NMLS# 70092



Apply Now

Vic has over 28 years of residential lending experience in the Mortgage Banking industry. Vic serves our Trumbull, Shelton and White Hills offices. Vic was awarded the Five Star Mortgage Professional Award from Connecticut Magazine for 2019. He is a long time resident of Trumbull, CT.
 
Newtown
Bill HWilliam Robert Hart Jr.
Vice President, Mortgage Loan Officer
Office: 203.364.2939
Cell: 203.655.9641

BHart@NSBonline.com
NMLS# 452754

 

Apply Now

Bill Hart has been with the Newtown Savings Bank for 22 years. Bill is a top producing, award winning mortgage professional. Bill was awarded the Five Star Mortgage Professional Award from Connecticut Magazine from 2012-2015 and was named a Top Residential Loan Originator by the Commercial Record in 2017.
 
New Fairfield / New Milford / Danbury
Photo of James PhilipakosJames Arthur Philipakos 
Mortgage Loan Officer
Office: 203.364.2967
Cell: 203.856.4771 
NMLS# 792410
 
 
 
James has worked locally as a Mortgage Banker for over 15 years, helping buyers and homeowners with their mortgage needs.  James’s also serves as a Board Member for the Northern Fairfield Association of Realtors, Treasurer of Woman’s Council of Realtors and is the President of BNI networking group. He is a member of the Finance Board for the Regional YMCA and proudly serves on the Sherman Housing Commission. James has been recognized as the affiliate of the year by NFCAR and is an active member and graduate of the Leadership Danbury program of the Chamber of Commerce. James is from Danbury and now resides in Sherman.  
 
Oxford, Monroe and Bethel
Photos of Tracy SmithTracey B. Smith
Mortgage Loan Officer
Office: 203.364.2910
Cell: 203.460.4655
TSmith@NSBonline.com
NMLS# 12594


Apply Now

Tracey has been originating loans for over 20 years. She joined the Bank in 2016 and serves our Oxford, Stony  Hill (Bethel) and Clock Tower (Monroe) offices. Tracey received Connecticut Magazine’s Five Star Mortgage Professional Award from 2011-2014 and 2019. She is a member of the Northern Fairfield County Association of Realtors, the Southbury Business Association, and the Newtown Working Women’s Forum. Tracey attended Central Connecticut State University and resides in Sandy Hook with her family.
 
Southbury and Woodbury

Theresa TTheresa Irene LaRock
Mortgage Loan Officer
203.364.2951
TLaRock@nsbonline.com
NMLS# 452774



Apply Now

Theresa has been with Newtown Savings Bank since 2009. Theresa LaRock is based at our Southbury Office on Main Street South in Southbury. Theresa is a long time resident of Southbury and is an active member of the community. She is a member of the Region 15 Parent-Teacher Organization and also serves as both treasurer and Assistant Coach for the Pomperaug High School Varsity Cheerleading team. She is a member of the Heritage Business Network International group. Theresa holds a Bachelor’s from Post University.
 
Hamden and Greater New Haven

Joann PuliscianoJoann Pulisciano
Mortgage Loan Officer
203.364.2963
JPulisciano@nsbonline.com
NMLS# 756639


 

Joann has over 25 years of residential lending experience as a mortgage banker. She serves the Greater New Haven County area along with the Business Lending Team located in Hamden. With the vast arrays of mortgage programs available, Joann will work with you to find the right mortgage for your unique situation. She knows you probably have lots of questions, especially if you’re a first-time homebuyer or building a home. Let Joann help you navigate through the process so you can make the right choice for you.
 
Brookfield
Tom L
Thomas Craig Lutz
Vice President, Mortgage Loan Officer
203.364.2970
TLutz@NSBonline.com
NMLS# 452760


 

Apply Now

Tom has over 30 years of experience in the field of Mortgage Banking. He is currently responsible for residential loan origination in Fairfield and Litchfield Counties. He regularly conducts Mortgage, Credit and Financial Literacy seminars within the community including local high schools for their Personal Finance classes. He also coordinates local Realtor Caravans. Tom was awarded the Five Star Mortgage Professional Award from Connecticut Magazine from 2012-2015,  2017 and 2019. He was also was named NFCAR's Affiliate of the year in 2013.