Trumbull / Monroe / Stratford

Vic Falco headshot

Victor A. Falco III

Vice President, Mortgage Banker
Office: 203.364.2974
NMLS# 70092


Vic has over 33 years of residential lending experience in the Mortgage Banking industry. Vic serves Trumbull and Monroe and is based in our Trumbull office. Vic was awarded the Five Star Mortgage Professional Award from Connecticut Magazine from 2016-2024. He is a long time resident of Trumbull, CT.

I look forward to assisting with your home financing needs - Vic

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Here's what one of my customers said recently...

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Thank you again!
Just a quick note to thank you again for your help in connecting me with Mr. Falco. He was such a tremendous help in getting me pre-approved for a mortgage. His level of professionalism, knowledge and response time was truly above and beyond – especially with the timeline he was given! As my process has only begun, I truly look forward to working with Newtown Savings Bank for years to come and will highly recommend your bank not only to my colleagues, but to my family and friends as well.
Great mortgage experience
From my initial telephone call through to the closing Vic was helpful, knowledgeable, and responsive. He and the team at Newtown Savings Bank made my mortgage experience a pleasure. Vic and the bank worked with me and my builder to extend my rate lock so that my mortgage was at a favorable rate. I am grateful to Vic for following up on all my many questions in a timely manner and making me feel like a valued client. I will be sure to recommend Vic to anyone who may be interested in a real estate loan. Thank you, Vic and the NSB team for seeing my loan application to a closed loan.
Patient and helpful
My friend recommended Victor to me and to be honest, it is really a complicated case for mortgage for a new buyer. Victor helped me a lot with the mortgage with simple, time efficient, clear and understandable information, and of course, good interest rates. He efficiently and patiently replies in email. I’ll recommend him to my friends.
It was a pleasure working with Victor Falco and Newtown Savings.
I have done several mortgages with Newtown Savings and Victor Falco. Always went smooth. Victor is friendly and always answers my questions and helps with the process. Highly recommend
First Time Home Buyers
Victor was wonderful to work with! After searching through and speaking to multiple lenders, Victor was able to get us an AMAZING rate with literally no hassle. Everything was smooth and quick! Everyone that we came in contact with from Newtown Savings were extremely professional and just overall nice. We even received the most beautiful congratulations package in the mail which I’m sure most lenders do not bother to do. I highly recommend Victor and Newtown Savings Bank for anyone that is trying to purchase a home during these crazy times!
Wonderful experience
Victor was great to deal with. I'm not an easy client and he had patience with me and always responded in a timely manner. Every question I had was answered, he was easy to talk to and made sure I understood everything.

Smooth Transaction
Vic made the loan process very easy. He was in constant communication with my realtor, lawyer, and me. It was a pleasure doing business with Vic and hopefully we can do business again in the future.

Amazing Mortgage Banker!!!
I've never had a closing go so well until I worked with Vic Falco. I worked with him professionally, and then used him for my personal loan and he did not disappoint! Everything was smooth sailing, and the closing went off without a hitch. Go to him for all of your mortgage needs!
Vic is fantastic
Acquiring and finalizing a mortgage is never an easy, straightforward process, regardless of anyone's situation or the mortgage type. However Vic was absolutely fantastic to work with and made the process as simple and informative as possible. He was incredibly responsive, even on the weekends, and answered all of our questions with thoroughness and thoughtfulness. He always made sure that items were moving forward and always kept our best interests at the forefront of the entire process. It was a pleasure working with Vic.
Vic helped me in obtaining a HELOC recently. He is extremely knowledgeable, punctual, and professional. He is always willing to go the extra mile for the customer and help in anyway possible. I highly recommend Vic for any and all of your banking needs.

Great job!

Vic did a great job moving things along and keeping us posted for all info needed and next steps in the process. Provided a great suggestion for a lawyer to assist with the loan, and kept everything moving efficiently. Let us know when documents were needed. Electronic system made everything super easy. All went extremely well! We would highly recommend Vic and Newtown Savings Bank. Thanks!

Efficient and Professional
I just completed a mortgage refinance with Victor Falco, and he was extremely responsive and helpful throughout, despite the process being virtual. He is highly recommended.
I appreciate Victor and Kristine for handling my refinance.
I would like to share with you what an amazing experience I had with Victor and Kristine who handled my mortgage refinance, plus anyone else who was involved at some point in the process. My refinance closed on 4/8/21 (Application taken on 2/7/21) My original mortgage (when I purchased my house 8 years ago), was done through NSB and I remember that the team who handled my application truly cared to make this purchase happen for me and that is why I decided to come back to NSB for the second time. Immediately after I submitted the application via Victor’s portal, Victor and Kristine constantly communicated with me where the mortgage stood and asked me in a timely manner for any additional documents so the mortgage could stay on track. Both of them were always on the same page, knew exactly at what stage the application was, what I needed to provide and what were the next steps. I was never asked to submit a document twice, which told me how well organized the team was and how well the process was managed.  I am so glad I came back to NSB for the refinance! For the second time I experienced consistency and effectiveness of the mortgage process at NSB and most importantly the professionalism of employees such as Victor and Kristine.  My experience was truly amazing taking into consideration that the banks (with current low rates) are experiencing high volume of applications to process, perhaps not enough manpower, yet Victor and Kristine were on top of my file and at no point I felt that my mortgage refinance wasn’t important or that purchases had preference over my application. Again, my mortgage closed within 60 days!
You were a lifesaver
Everything went great. No issues. Thank you again for all of your help over these past few weeks.